Synchrony Financial
Synchrony Financial is a premier consumer financial services company that provides comprehensive payments and financing solutions through a broad network of partners and merchants across various industries, including home improvement, furniture, automotive, digital, retail, healthcare, and lifestyle. The company's business model aligns the interests of its partners and provides substantial value to both partners and customers. Synchrony operates through a single business segment and manages its credit products through five sales platforms: Home & Auto, Digital, Diversified & Value, Health & Wellness, and Lifestyle. The company's revenue primarily comes from interest and fees on loan receivables and merchant discounts paid by partners for promotional financing. Synchrony's website is www.synchrony.com, and its stock ticker is SYF.