Verisk Analytics, Inc.

10-K & 10-Q Filings

Verisk Analytics, Inc. is a leading data, analytics, and technology provider serving clients in the insurance ecosystem. The company's business strategy is driven by the priorities of driving consistent and predictable growth, driving operating efficiency and profitability, and ensuring disciplined capital allocation. Verisk operates in one segment, Insurance, which primarily serves P&C insurance customers across most personal and commercial lines of business. The company offers a full suite of solutions to support clients across the insurance policy lifecycle, including underwriting, forms, rules, loss costs, underwriting data and analytics, extreme event solutions, life insurance solutions, specialty business solutions, marketing solutions, and international underwriting solutions. Verisk's website is verisk.com and its ticker symbol is VRSK.

12 mos ending Dec 31, 201212 mos ending Dec 31, 201312 mos ending Dec 31, 201412 mos ending Dec 31, 201512 mos ending Dec 31, 201612 mos ending Dec 31, 201712 mos ending Dec 31, 201812 mos ending Dec 31, 201912 mos ending Dec 31, 202012 mos ending Dec 31, 202112 mos ending Dec 31, 202212 mos ending Dec 31, 20233 mos ending Mar 31, 20233 mos ending Mar 31, 2024CAGR %YoY %Revenue (+)
$1534.32
1595.70
1746.73
2068.01
1995.20
2145.20
2395.10
2607.10
2784.60
2998.60
2497.00
2681.40
651.60
704.00
5.21%8.04%Cost of Revenue (-)
$607.17
622.52
716.60
803.27
714.40
783.80
886.20
976.80
993.90
1057.80
824.60
876.50
216.20
227.80
3.39%5.37%Gross Profit (+)
$927.15
973.18
1030.13
1264.74
1280.80
1361.40
1508.90
1630.30
1790.70
1940.80
1672.40
1804.90
435.40
476.20
6.24%9.37%Selling, General & Administrative (-)
$231.36
228.98
227.31
312.69
301.60
322.80
378.70
603.50
413.90
422.70
381.50
391.80
79.00
92.90
4.91%17.59%Depreciation & Amortization (-)
$104.20
129.93
142.38
215.48
211.60
237.40
296.10
323.70
358.10
383.60
238.60
281.40
62.30
75.90
9.45%21.83%Non-recurring Operating Expenses (-)
$
Operating Expenses (-)
$335.56
358.91
369.68
528.17
513.20
560.20
674.80
927.20
752.60
940.30
265.90
673.20
141.30
168.80
6.53%19.46%Costs & Expenses (Total) (-)
$942.73
981.44
1086.28
1331.45
1227.60
1344.00
1561.00
1910.20
1746.50
1998.10
1090.50
1549.70
357.50
396.60
4.62%10.94%Operating Income/Loss (+)
$591.59
614.27
660.45
736.56
767.60
801.20
834.10
696.90
1038.10
1000.50
1406.50
1131.70
294.10
307.40
6.07%4.52%Non-operating Income/Expense (+)
$-72.38
-75.53
-69.83
-19.13
-113.90
-110.20
-114.40
-128.50
-140.60
-125.10
-144.10
-104.50
-27.50
-32.20
-17.09%Interest Expense (-)
$72.51
76.14
69.98
121.32
120.00
119.40
129.70
126.80
138.20
127.00
138.80
115.50
26.40
28.90
4.32%9.47%Earnings before Tax (+)
$519.21
538.74
590.62
717.44
653.70
691.00
719.70
568.40
897.50
875.40
1262.40
1027.20
266.60
275.20
6.40%3.23%Tax Expense (-)
$190.07
196.43
219.75
209.86
202.20
135.90
121.00
118.50
184.80
209.10
220.30
258.80
72.20
55.80
2.85%-22.71%Income/Loss (Continuing Operations) (+)
$329.14
342.31
370.87
507.58
451.50
555.10
598.70
449.90
712.70
666.30
1042.10
768.40
194.40
219.40
8.01%12.86%Income/Loss (Discontinued Operations) (+)
$
6.07
29.18
139.70
-87.80
-154.00
-138.00
Profit/Loss (+)
$
666.30
954.30
614.40
56.40
219.40
289.01%Net Income/Loss (NCI) (-)
$
0.10
0.40
-0.20
0.10
-0.20
-300.00%Net Income/Loss (+)
$329.14
348.38
400.04
507.58
591.20
555.10
598.70
449.90
712.70
666.20
953.90
614.60
56.30
219.60
5.84%290.05%Net Income/Loss (Common) (+)
$329.14
348.38
400.04
507.58
591.20
555.10
598.70
449.90
712.70
666.20
953.90
614.60
56.30
219.60
5.84%290.05%EPS (Basic)
$1.98
2.07
2.41
3.07
3.51
3.36
3.63
2.75
4.38
4.12
6.04
4.19
0.37
1.53
7.05%313.51%EPS (Diluted)
$1.92
2.02
2.37
3.01
3.45
3.29
3.56
2.70
4.31
4.08
6.00
4.17
0.37
1.52
7.31%310.81%Weighted Avg Shares (Basic)
165.89
168.03
165.82
165.09
168.25
165.17
164.81
163.54
162.61
161.84
157.91
146.62
152.03
143.30
-1.12%-5.74%Weighted Avg Shares (Diluted)
171.71
172.28
169.13
168.45
171.17
168.69
168.30
166.56
165.32
163.34
158.93
147.34
152.71
143.97
-1.38%-5.72%Cash
$89.82
165.80
39.36
138.35
135.10
142.30
139.50
184.60
218.80
280.30
112.50
302.70
231.90
352.40
11.68%51.96%Short-term Investments
$4.88
3.91
3.80
3.58
3.40
3.80
Receivables
$178.43
158.55
220.67
320.10
263.90
345.50
356.40
441.60
432.40
446.30
290.10
334.20
433.30
486.60
5.87%12.30%Prepaid Expenses (Current)
$21.95
25.66
31.50
40.74
28.90
38.10
63.90
60.90
81.20
102.60
83.70
84.50
80.10
85.30
13.04%6.49%Other Assets (Current)
$95.48
120.93
89.16
101.81
69.60
67.90
84.70
57.80
61.80
73.40
438.80
88.70
45.50
92.70
-0.67%103.74%Assets (Current)
$390.56
474.85
384.48
604.57
500.90
597.60
644.50
744.90
794.20
902.60
925.10
810.10
790.80
1017.00
6.86%28.60%Property, Plant & Equipment (Net)
$154.08
233.37
302.27
418.17
380.30
478.30
555.90
766.70
899.90
911.30
723.50
796.60
763.60
800.00
16.11%4.77%Goodwill & Intangibles
$1768.39
1629.30
1613.62
4511.57
3588.90
4714.00
4589.30
5263.20
5492.90
5557.10
2180.80
2232.50
2211.40
2212.70
2.14%0.06%Other Assets
$47.30
166.93
44.95
81.62
161.10
230.40
110.60
280.40
374.80
437.10
3131.70
526.90
424.20
468.90
24.50%10.54%Assets (Non-current)
$1969.78
2029.61
1960.85
5011.36
4130.30
5422.70
5255.80
6310.30
6767.60
6905.50
6036.00
3556.00
3399.20
3481.60
5.52%2.42%Assets (Total)
$2360.34
2504.45
2345.33
5615.93
4631.20
6020.30
5900.30
7055.20
7561.80
7808.10
6961.10
4366.10
4190.00
4498.60
5.75%7.37%Accounts Payable
$187.65
188.26
180.73
245.66
183.10
228.50
268.70
821.90
410.50
329.70
292.80
348.70
302.00
251.20
5.79%-16.82%Debt (Current)
$195.26
4.45
336.06
874.81
106.80
724.40
672.80
540.00
514.30
971.30
1392.90
14.50
2.60
16.40
-21.05%530.77%Other Liabilities (Current)
$202.44
238.47
254.49
358.78
331.70
384.70
383.10
129.90
506.00
542.20
633.50
408.20
585.50
662.20
6.58%13.10%Liabilities (Current)
$585.35
431.18
771.27
1479.26
621.60
1337.60
1324.60
1491.80
1430.80
1843.20
2319.20
771.40
890.10
929.80
2.54%4.46%Debt (Non-current)
$1266.16
1271.44
1100.87
2293.18
2280.20
2284.40
2050.50
2859.70
2699.60
2342.80
2343.20
2852.20
2837.90
2860.30
7.66%0.79%Other Liabilities
$253.23
254.24
262.14
471.48
397.00
472.90
454.60
442.90
733.20
779.60
531.00
420.30
382.40
420.70
4.71%10.02%Liabilities (Non-current)
$1519.39
1525.68
1363.02
2764.66
2677.20
2757.30
2505.10
3302.60
3432.80
3122.40
2874.20
3272.50
3220.30
3281.00
7.22%1.88%Liabilities (Total)
$2104.74
1956.86
2134.29
4243.92
3298.80
4094.90
3829.70
4794.40
4863.60
4965.60
5193.40
4043.90
4110.40
4210.80
6.12%2.44%Treasury Stock
$1605.38
1864.97
2533.76
2571.19
2891.40
3150.50
3563.20
3849.90
4179.30
4638.10
6239.50
9037.50
8283.30
9238.00
17.01%11.53%Retained Earnings
$905.73
1254.11
1654.15
2161.73
2752.90
3308.00
3942.60
4228.40
4762.20
5240.40
5999.10
6416.90
6006.70
6580.90
19.48%9.56%AOCI
$-89.16
-43.49
-80.51
-242.05
-650.80
-412.30
-591.90
-486.90
-375.70
-394.60
-731.20
58.20
29.40
43.60
48.30%Shareholder's Equity
$255.59
547.59
211.04
1372.01
1332.40
1925.40
2070.60
2260.80
2698.20
2842.50
1767.70
322.20
79.60
287.80
2.13%261.56%Liabilities & Equity
$2360.34
2504.45
2345.33
5615.93
4631.20
6020.30
5900.30
7055.20
7561.80
7808.10
6961.10
4366.10
4190.00
4498.60
5.75%7.37%Net Income/Loss
$329.14
348.38
400.04
507.58
591.20
555.10
598.70
449.90
712.70
666.30
954.30
614.40
56.40
219.40
5.84%289.01%Depreciation & Amortization
$106.54
72.99
89.14
133.52
131.20
139.80
169.50
189.60
359.90
385.00
198.20
208.30
44.70
57.80
6.29%29.31%Increase/Decrease in Working Capital
$10.10
-47.39
31.43
14.34
39.10
13.50
15.10
-152.60
77.40
153.20
23.50
73.40
-110.70
-67.20
19.75%39.30%Share-based Compensation
$24.70
21.09
20.25
30.54
30.00
31.80
38.50
42.70
47.60
55.70
56.50
54.00
23.90
13.20
7.37%-44.77%Adjustments to Reconcile Net Income
$139.09
158.54
89.41
116.11
-45.10
188.40
335.70
506.40
355.50
489.40
104.70
446.30
308.90
152.80
11.18%-50.53%Net Cash (Operating)
$468.23
506.92
489.45
623.69
546.10
743.50
934.40
956.30
1068.20
1155.70
1059.00
1060.70
365.30
372.20
7.72%1.89%Capital Expenditure
$884.94
146.96
182.01
3107.78
230.60
1098.40
384.10
920.50
499.50
558.20
-349.70
-2753.10
-3005.20
55.20
101.84%Net Cash (Investing)
$-883.58
-145.63
-35.53
-3006.32
493.20
-1105.50
-265.40
-927.90
-595.80
-592.00
301.40
2746.50
2967.10
-79.90
-102.69%Increase/Decrease in Debt
$357.22
-190.00
160.00
1734.42
-770.00
615.00
-178.60
699.70
494.80
400.00
370.20
370.20
0.32%Increase/Decrease in Equity
$-166.18
-278.02
-778.95
692.05
-327.30
-241.80
-351.30
-253.90
-266.50
-390.70
-1530.00
-2620.40
-1947.10
-141.80
92.72%Interest Expenses
$60.98
75.08
67.23
106.10
116.60
113.90
125.20
119.90
134.30
129.00
134.30
111.20
16.30
9.10
5.61%-44.17%Dividends Paid
$
163.50
175.80
188.20
195.20
196.80
49.20
55.80
13.41%Net Cash (Financing)
$313.56
-284.47
-579.08
2481.01
-1032.80
362.50
-669.80
10.90
-445.20
-498.90
-1330.20
-3786.50
-3405.00
-242.50
92.88%Cash Taxes Paid
$-36.20
87.19
191.74
106.91
280.50
163.60
106.10
124.80
157.00
180.70
298.90
331.80
-72.20
-58.00
19.67%Effect of Exchange Rate
$0.01
-0.84
-1.29
0.61
-9.70
6.70
-2.00
6.10
6.70
-3.30
-17.80
-10.70
11.80
-0.10
-100.85%Increase/Decrease in Cash
$-101.78
75.98
-126.44
98.99
-3.20
7.20
-2.80
45.10
34.20
61.50
12.40
10.00
-60.80
49.70
181.74%Cash (Beginning)
$191.60
89.82
165.80
39.36
138.30
135.10
142.30
139.50
184.60
218.80
292.70
292.70
292.70
302.70
3.93%3.42%Cash (Ending)
$89.82
165.80
39.36
138.35
135.10
142.30
139.50
184.60
218.80
280.30
302.70
231.90
352.40
11.68%51.96%NOPAT
$375.03
514.86
446.04
626.80
438.23
611.51
711.13
543.89
856.50
793.98
1073.48
766.15
214.45
245.07
6.71%14.28%Gross Margin %
60.43%
60.99%
58.97%
61.16%
64.19%
63.46%
63.00%
62.53%
64.31%
64.72%
66.98%
67.31%
66.82%
67.64%
Operating Margin %
38.56%
38.50%
37.81%
35.62%
38.47%
37.35%
34.83%
26.73%
37.28%
33.37%
56.33%
42.21%
45.14%
43.66%
NOPAT Margin %
24.44%
32.27%
25.54%
30.31%
21.96%
28.51%
29.69%
20.86%
30.76%
26.48%
42.99%
28.57%
32.91%
34.81%
Net Margin %
21.45%
21.83%
22.90%
24.54%
29.63%
25.88%
25.00%
17.26%
25.59%
22.22%
38.20%
22.92%
8.64%
31.19%
Tax Rate %
36.61%
16.18%
32.46%
14.90%
42.91%
23.68%
14.74%
21.96%
17.49%
20.64%
23.68%
32.30%
27.08%
20.28%
ROA
15.89%
20.56%
19.02%
11.16%
9.46%
10.16%
12.05%
7.71%
11.33%
10.17%
15.42%
17.55%
5.12%
5.45%
ROE
146.73%
94.02%
211.35%
45.68%
32.89%
31.76%
34.34%
24.06%
31.74%
27.93%
60.73%
237.79%
269.41%
85.15%
ROIC
19.49%
27.11%
23.48%
12.53%
10.83%
11.54%
13.56%
9.33%
13.26%
11.86%
38.60%
24.22%
7.25%
7.98%
Asset Turnover
0.65
0.64
0.74
0.37
0.43
0.36
0.41
0.37
0.37
0.38
0.36
0.61
0.16
0.16
Equity Multiplier
9.23
4.57
11.11
4.09
3.48
3.13
2.85
3.12
2.80
2.75
3.94
13.55
52.64
15.63
Current Ratio
0.67
1.10
0.50
0.41
0.81
0.45
0.49
0.50
0.56
0.49
0.40
1.05
0.89
1.09
Quick Ratio
0.47
0.76
0.34
0.31
0.65
0.37
0.37
0.42
0.46
0.39
0.17
0.83
0.75
0.90
Debt/Equity Ratio
5.72
2.33
6.81
2.31
1.79
1.56
1.32
1.50
1.19
1.17
2.11
8.90
35.68
10.00
Interest Coverage Ratio
9.70
8.18
9.82
6.94
6.58
7.03
6.66
5.81
7.73
7.76
10.47
10.18
18.04
33.78
Working Capital/Sales
0.00
0.02
-0.01
0.04
0.04
0.05
0.04
-0.08
0.02
0.08
-0.05
0.05
-0.02
0.09
Dividend Payout Ratio %
30.06%
20.53%
23.70%
18.18%
25.69%
22.94%
22.77%
Total Payout
$-130.07
543.10
686.18
-2320.37
1213.90
-259.30
655.10
-162.40
81.80
707.90
1459.50
2558.20
1642.40
206.70
-87.41%Payout Ratio %
-34.68%
105.49%
153.84%
-370.19%
277.00%
-42.40%
92.12%
-29.86%
9.55%
89.16%
135.96%
333.91%
765.86%
84.34%