PayPal Holdings, Inc.
PayPal Holdings, Inc. is a leading technology platform that enables digital payments and simplifies commerce experiences for merchants and consumers worldwide. The company was incorporated in Delaware in 2015 and has a strong foundation designed to drive growth and differentiate itself in the competitive global payments industry. PayPal's business is built on a two-sided network that connects merchants and consumers, offering end-to-end product experiences, merchant and consumer choice, scale, trusted brands, and effective risk and compliance management. PayPal's merchant value proposition includes offering global reach, powering all aspects of digital checkout, providing fraud prevention and risk management solutions, reducing merchant losses, and offering tools and insights for merchants to attract and engage customers and improve sales conversion. The company generates revenue from merchants primarily through fees for completing payment transactions and other payment-related services, as well as interest and fees from merchant loans receivables. PayPal's consumer value proposition focuses on providing affordable, convenient, and secure consumer financial products and services to facilitate the management and movement of money. The company offers a digital wallet, P2P payment solutions, and credit products to eligible consumers in various markets. PayPal generates revenue from consumers through foreign currency conversions, instant transfers, and facilitating the purchase and sale of cryptocurrencies, as well as interest, fees, or other revenue from credit products. The company's business strategy includes growing its core business, expanding its value proposition for merchants and consumers, forming and expanding strategic partnerships, and seeking new areas of growth. PayPal's technology infrastructure is designed to simplify the storage and processing of large amounts of data, facilitate the deployment and operation of large-scale global products and services, and maintain the security of customer information. PayPal's website is www.paypal.com, and its ticker symbol is PYPL on the Nasdaq Global Select Market.