CAPITAL ONE FINANCIAL CORP

Capital One Financial Corporation is a Delaware corporation headquartered in McLean, Virginia. The company is a diversified financial services holding company with banking and non-banking subsidiaries. Capital One offers a range of financial products and services to consumers, small businesses, and commercial clients through digital channels, branch locations, cafés, call centers, and automated teller machines (ATMs). The company's principal operating subsidiary is Capital One, National Association (CONA). Capital One's business strategy includes exploring opportunities to acquire financial products, services, and assets, as well as entering into strategic partnerships. The company operates in three major business segments: Credit Card, Consumer Banking, and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending and international card businesses in the United Kingdom and Canada. The Consumer Banking segment offers deposit gathering and lending activities for consumers and small businesses, as well as national auto lending. The Commercial Banking segment provides lending, deposit gathering, capital markets, and treasury management services to commercial real estate and commercial and industrial customers. Capital One's common stock trades on the New York Stock Exchange (NYSE) under the symbol "COF" and is included in the Standard & Poor's (S&P) 100 Index. The company maintains a website at www.capitalone.com.