C

CITIGROUP INC

Ticker: CFinancialsCommercial BanksS&P 500
HQ NEW YORK, NYCIK 831001FY end 12-31Book / share $120.75Shares 1756M
Revenue (FY)
$85.22B+5.04%
TTM $91.36B
Op. margin
23.93%+2.30%
TTM 27.19%
Net income
$14.31B+12.81%
TTM $17.84B
Operating cash
$-67.63B-243.85%
TTM $-18.30B
Free cash flow
$-74.15B-183.36%
TTM $-24.51B
Return on equity
6.73%+0.57%
TTM 8.41%
Debt / equity
8.34+0.58%
TTM 1.90
Shares outstanding
1.9B-3.45%
TTM 1.8B

The business

Citigroup Inc. (NYSE: C) operates as a leading global financial services company providing a comprehensive range of banking, investment, and wealth management services to consumers, corporations, and governments worldwide. The company maintains its principal operations through multiple business segments that serve institutional and retail clients across more than 160 countries and jurisdictions.

The company's core business encompasses consumer banking, institutional clients group services, and wealth management operations. Citigroup serves millions of customers globally, offering products and services including retail banking, credit cards, mortgages, investment banking, trading, asset management, and advisory services. The organization maintains a substantial international presence, with significant operations in Asia, Europe, Latin America, and North America, reflecting its position as one of the world's most geographically diversified financial institutions.

Citigroup traces its heritage through a series of transformative mergers and combinations, most notably the 1998 merger between Citicorp and Travelers Group, which created the modern Citigroup entity. The company subsequently divested its insurance operations and underwent significant restructuring to focus on its core financial services businesses. The organization was originally incorporated in Delaware in 1988 under the name Commercial Credit Group, Inc., before adopting the Citigroup Inc. name following its major corporate transformations.

The company's business model centers on leveraging its global platform, extensive client relationships, and diversified product offerings to generate revenue across multiple business lines and geographies. Citigroup maintains competitive advantages through its scale, brand recognition, technological infrastructure, and deep expertise in complex financial transactions and risk management. The organization manages substantial assets under administration and serves as a critical intermediary in global capital markets and financial systems.

The company's website is www.citigroup.com. Citigroup operates with a substantial workforce distributed across its global operations, supporting its mission to serve as a leading financial institution for institutional and individual clients worldwide.

Sector
Financials
Industry
Commercial Banks
HQ
NEW YORK, NY
FY end
12-31
CIK
831001
SIC
6021
Financial performance · annual
20132025
$-16.49B$12.92B$42.34B$71.75B$101.16B2013201420152016201720182019202020212022202320242025TTMTTMTTM

Ownership

Who holds CITIGROUP INC — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30

1.2K
funds hold it
1 of 35
superinvestors hold it
$68.27B
fund-held value
30.2%
of shares held by funds
170
bond issues held by funds

Top fund holders

Fund% of fundValue
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.30%$6.98B
VANGUARD 500 INDEX FUND
VOO · VANGUARD INDEX FUNDS
0.34%$5.69B
iShares Core S&P 500 ETF
IVV · iShares Trust
0.37%$3.28B
State Street(R) SPDR(R) S&P 500(R) ETF Trust
SPY
0.37%$2.89B
Fidelity 500 Index Fund
FXAIX · Fidelity Concord Street Trust
0.34%$2.82B

Superinvestors in CITIGROUP INC

Bill NygrenDECREASED -5.6%
Harris Associates (Oakmark)
1.6%

Share of each manager's reported 13F portfolio.

Bonds held by funds

Funds report holding 170 issues of CITIGROUP INC's debt, $29.73B at fund-held market value — what funds hold, not the company's debt outstanding. Weighted-average coupon 5.18%, maturing 20262098.

IssueCouponMaturesFundsFund-held
Citigroup Inc6.625%2031-02-15240$960.93M
CITIGROUP INC4.412%2031-03-31117$941.66M
Citigroup Inc6.875%2030-08-15188$923.63M
Citigroup Inc4.503%2031-09-11212$909.91M
CITIGROUP INC6.174%Variable2034-05-25136$863.44M
Citigroup Inc4.450%2027-09-29153$818.73M
Citigroup, Inc.4.643%Variable2028-05-07106$799.28M
CITIGROUP INC4.542%Variable2030-09-19150$774.48M
Citigroup, Inc.5.174%Variable2030-02-13154$734.79M
CITIGROUP INC6.270%Variable2033-11-17102$710.30M

The 10 largest by fund-held value, of 170.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

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15 years of CITIGROUP INC's financials

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