MOODYS CORP

Moody's Corporation (NYSE: MCO) operates as a global integrated risk assessment firm headquartered in New York with approximately 16,000 employees across more than 40 countries. The company's website is https://ir.moodys.com/. Moody's transforms vast amounts of proprietary and curated data into decision-grade intelligence that helps organizations anticipate, adapt and thrive amid exponential risk.

The company operates through two primary reportable segments: Moody's Investors Service (MIS) and Moody's Analytics (MA). MIS, established over 115 years ago, is a leading global provider of credit ratings, research and risk analysis serving businesses, governments and other entities worldwide. MIS publishes credit ratings on corporate, financial institution and governmental obligations, structured finance securities, and various debt programs and facilities. The segment generates revenue primarily from rating fees paid by debt issuers, supplemented by recurring monitoring fees and revenue from programs such as commercial paper and medium-term notes.

Moody's Analytics provides curated data, intelligence and analytical tools enabling financial services, corporate and public sector customers to make confident decisions. MA comprises three lines of business: Research and Insights, a premier fixed income and economic research operation; Data and Information, powered by the world's largest database on companies and credit; and Decision Solutions, cloud-based subscription businesses serving banking, insurance and know-your-customer workflows. MA's offerings help customers identify, measure, monitor and manage interconnected risks spanning credit, companies, properties, securities, people, economies, climate and environmental, social and governance factors.

Moody's intellectual property includes proprietary databases, cloud-based software tools, risk models, methodologies, trademarks and patents. The company leverages artificial intelligence and machine learning capabilities across its platforms to enhance customer productivity and decision-making. Moody's maintains strategic investments in joint ventures and has completed acquisitions including RMS, Praedicat, Numerated and Global Credit Rating Company Limited, strengthening its capabilities in climate risk analytics, casualty insurance analytics, commercial lending and African credit ratings respectively.