EBC

Eastern Bankshares, Inc.

Ticker: EBCFinancialsBanks & Brokers
HQ BOSTON, MACIK 1810546FY end 12-31Book / share $19.35Shares 221M
Revenue (FY)
$722.65M-1.21%
TTM $1.12B
Op. margin
13.77%-7.52%
TTM 35.79%
Net income
$88.22M-26.21%
TTM $376.13M
Operating cash
$432.42M+52.35%
TTM $406.35M
Free cash flow
$412.99M+52.79%
TTM $385.40M
Return on equity
2.03%-1.28%
TTM 8.78%
Debt / equity
5.92-0.00%
TTM 0.09
Shares outstanding
204.3M+12.16%
TTM 221.4M

The business

Eastern Bankshares, Inc. (NASDAQ: EBNHF) operates as a bank holding company headquartered in Boston, Massachusetts, with its sole subsidiary being Eastern Bank, a Massachusetts-chartered bank founded in 1818. The company provides comprehensive banking and financial services through its primary operating division, Eastern Bank, which serves retail, commercial, and small business customers across the greater Boston area, southern New Hampshire, and Rhode Island. As of December 31, 2025, Eastern Bankshares maintains total consolidated assets of $30.6 billion, total gross loans of $23.6 billion, total deposits of $25.5 billion, and total shareholders' equity of $4.3 billion.

The company's core business encompasses lending, deposit services, and wealth management. The loan portfolio is diversified across commercial and industrial loans representing 18.6 percent of total loans, commercial real estate loans at 40.8 percent, commercial construction loans at 2.4 percent, business banking loans at 6.9 percent, residential real estate loans at 22.7 percent, home equity loans at 7.6 percent, and other consumer loans at 1.0 percent. Eastern Bank maintains approximately 12,000 commercial relationships and operates through a traditional branch banking network supplemented by digital banking capabilities. The company's securities portfolio totaled $4.4 billion as of year-end 2025.

Cambridge Trust Wealth Management, a division of Eastern Bank, provides wealth management and trust services, holding $10.1 billion in assets in a fiduciary, custodial, or agency capacity. This division generated $69.9 million in revenue during 2025. Eastern Bank is a preferred lender under the U.S. Small Business Administration's Preferred Lender Program and has been distinguished as the highest producer of SBA 7(a) loans in Massachusetts since 2009.

The company has pursued strategic growth through acquisitions, most recently completing the merger with HarborOne Bancorp on November 1, 2025, which expanded its customer base in Rhode Island and deepened its presence in the greater Boston area. Eastern Bankshares operates as an accelerated filer with the Securities and Exchange Commission and maintains membership in the Federal Home Loan Bank of Boston, providing access to wholesale funding and liquidity management tools.

Sector
Financials
Industry
Banks & Brokers
HQ
BOSTON, MA
FY end
12-31
CIK
1810546
SIC
6035
Financial performance · annual
20202025
$-181.23M$174.39M$530.02M$885.64M$1.24B202020212022202320242025TTMTTMTTM

Ownership

Who holds Eastern Bankshares, Inc. — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30

290
funds hold it
0 of 35
superinvestors hold it
$2.13B
fund-held value
43.5%
of shares held by funds

Top fund holders

Fund% of fundValue
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%$146.80M
iShares Russell 2000 ETF
IWM · iShares Trust
0.14%$120.23M
iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.10%$108.82M
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.06%$106.09M
Strategic Advisers Fidelity U.S. Total Stock Fund
FCTDX · Fidelity Rutland Square Trust II
0.04%$95.48M

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

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15 years of Eastern Bankshares, Inc.'s financials

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