GLOBE LIFE INC.

Globe Life Inc. (NYSE: GL) operates as a holding company for a diversified portfolio of life and health insurance subsidiaries serving middle-income and lower middle-income Americans. The company's website is www.globelifeinsurance.com.

The company's primary insurance subsidiaries include Globe Life And Accident Insurance Company, American Income Life Insurance Company, Liberty National Life Insurance Company, Family Heritage Life Insurance Company of America, and United American Insurance Company. These entities distribute individual life insurance and supplemental health coverage through multiple channels tailored to specific market segments.

Globe Life's business segments reflect its distribution strategy. The Direct to Consumer Division markets individual life and Medicare Supplement insurance through direct mail, electronic media, and insert media. The American Income Life Division reaches working families through approximately 11,920 producing agents across the United States, Canada, and New Zealand. Liberty National operates through roughly 3,846 agents using in-home and worksite distribution channels. Family Heritage employs approximately 1,527 agents focused on supplemental health insurance for lower middle-income families. United American utilizes approximately 4,396 independent agents to distribute Medicare Supplement and supplemental health coverage.

As of December 31, 2025, Globe Life maintained an annualized premium in force of approximately $3.4 billion in life insurance and $1.6 billion in health insurance. The company's life insurance portfolio consists primarily of traditional whole life products representing 71 percent of annualized premiums, with term life comprising 22 percent and other products accounting for the remainder. Health insurance products include both limited-benefit supplemental plans and Medicare Supplement coverage.

The company employed 3,695 full-time, part-time, and temporary employees as of December 31, 2025, while engaging over 17,000 independently-contracted insurance agents. Globe Life's investment portfolio consists predominantly of high-quality, investment-grade fixed maturities representing approximately 86 percent of invested assets at fair value, supplemented by commercial mortgage loans, limited partnerships, and equity securities.

The company operates in multiple jurisdictions including the United States, Canada, New Zealand, and Bermuda, where it established Globe Life Re Ltd. as a reinsurance subsidiary in 2025 to optimize its capital structure.