REGIONS FINANCIAL CORP

Regions Financial Corporation (NYSE: RF) is a financial holding company headquartered in Birmingham, Alabama that operates as a Financial Holding Company under the Bank Holding Company Act. The company provides comprehensive financial solutions across retail and mortgage banking, commercial banking, and wealth and investment services to a broad range of clients throughout the South, Midwest, and Texas, with specialty capabilities delivered from offices in New York, Washington D.C., Chicago, Salt Lake City, and other locations nationwide.

At December 31, 2025, Regions maintained total consolidated assets of approximately $158.8 billion, total consolidated deposits of approximately $131.1 billion, and total consolidated shareholders' equity of approximately $19.0 billion. The company operates through three reportable segments: Corporate Bank, Consumer Bank, and Wealth Management, with additional operations in other financial services.

Banking operations are conducted through Regions Bank, an Alabama state-chartered commercial bank and member of the Federal Reserve System. The bank operates 1,247 total branch outlets and 1,786 automated teller machines, with the largest concentration of branches in Florida, Tennessee, and Alabama. The branch network extends across sixteen states, including significant operations in Georgia, Mississippi, Texas, Louisiana, Arkansas, Missouri, Illinois, Indiana, South Carolina, Kentucky, North Carolina, Iowa, and Utah.

Beyond traditional banking, Regions and its subsidiaries provide merger and acquisition advisory services, capital markets solutions, home improvement lending, investment advisory services, equipment financing, low-income housing tax credit syndication, asset management, community reinvestment financing, investment and insurance products, and broker-dealer services. The company serves retail customers, small businesses, commercial clients, and institutional investors through its diversified service offerings.

As a large accelerated filer and Financial Holding Company with over $100 billion in total consolidated assets, Regions is subject to enhanced prudential standards and regulatory tailoring rules established by the Federal Reserve. The company operates under Category IV standards and maintains compliance with Basel III capital requirements, liquidity standards, and comprehensive regulatory oversight designed to ensure the safety and soundness of the banking system.