Pinnacle Financial Partners, Inc.
Ticker: PNFPFinancialsCommercial BanksThe business
Pinnacle Financial Partners, Inc. (NASDAQ: PNFP, now trading on NYSE following its January 2026 merger with Synovus) operates as a financial holding company headquartered in Nashville, Tennessee, with approximately $57.7 billion in total assets as of December 31, 2025. The company's website is www.pnfp.com.
The firm provides a comprehensive range of banking, investment, trust, mortgage, and insurance products and services designed for businesses, their owners, and individuals seeking sophisticated financial solutions. Pinnacle Bank, the company's wholly-owned subsidiary, operates 141 branch offices across the Southeast, including locations in Tennessee, North Carolina, South Carolina, Virginia, Georgia, Alabama, Kentucky, Maryland, and Florida. The bank holds the number one deposit market position in the Nashville-Murfreesboro-Franklin Metropolitan Statistical Area.
Pinnacle's core business encompasses commercial and consumer lending, deposit services, treasury management, investment advisory services, and insurance products. The company offers equipment financing through its JB&B Capital subsidiary, case expense financing for law firms through Advocate Capital, and merger and acquisition advisory services through PNFP Capital Markets. Pinnacle Bank also maintains a 49 percent ownership interest in Bankers Healthcare Group, which provides financial solutions to healthcare practitioners and other professionals.
The company distinguishes itself through a community banking model that combines personalized service with sophisticated products typically found at larger institutions. Pinnacle operates across primarily urban markets throughout the Southeast, competing with national, regional, and internet banks while emphasizing local decision-making and relationship banking.
As of December 31, 2025, Pinnacle employed 3,709 full-time equivalent team members. The company has received numerous workplace recognition awards, including ranking as the number nine employer on FORTUNE magazine's 2025 list of 100 Best Companies to Work For, marking its ninth consecutive appearance on that list. The company was founded in October 2000 and has grown through a combination of strategic acquisitions and organic expansion. On January 1, 2026, Pinnacle completed its merger with Synovus Financial Corp., creating a combined entity that began trading on the New York Stock Exchange.
- Sector
- Financials
- Industry
- Commercial Banks
- HQ
- ATLANTA, GA
- FY end
- 12-31
- CIK
- 2082866
- SIC
- 6021
Ownership
Who holds Pinnacle Financial Partners, Inc. — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30
Top fund holders
| Fund | % of fund | Value |
|---|---|---|
| iShares Core S&P Mid-Cap ETF IJH · iShares Trust | 0.42% | $519.24M |
| VANGUARD TOTAL STOCK MARKET INDEX FUND VTI · VANGUARD INDEX FUNDS | 0.02% | $459.82M |
| VANGUARD SMALL-CAP INDEX FUND VB · VANGUARD INDEX FUNDS | 0.18% | $331.97M |
| T. Rowe Price Small-Cap Value Fund, Inc. PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC. | 2.18% | $230.51M |
| Strategic Advisers Fidelity U.S. Total Stock Fund FCTDX · Fidelity Rutland Square Trust II | 0.07% | $186.91M |
Bonds held by funds
Funds report holding 2 issues of Pinnacle Financial Partners, Inc.'s debt, $278.90M at fund-held market value — what funds hold, not the company's debt outstanding. Weighted-average coupon 5.63%, maturing 2028–2036.
| Issue | Coupon | Matures | Funds | Fund-held |
|---|---|---|---|---|
| SYNOVUS BANK COLUMBUS GA | 5.625% | 2028-02-15 | 66 | $142.14M |
| PINNACLE BANK | 5.957%Variable | 2036-01-15 | 71 | $136.76M |
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
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