JACK HENRY & ASSOCIATES INC

Jack Henry & Associates, Inc. (NASDAQ: JKHY) is a financial technology company that provides comprehensive technology solutions and services to community and regional banks and credit unions. The company's website is jackhenry.com.

Founded in 1976, Jack Henry has evolved into a well-rounded fintech provider serving over 7,200 financial institutions and diverse corporate entities across the United States. The company operates through four reportable segments delivering integrated core processing systems, complementary products and services, and digital solutions designed to help financial institutions compete effectively and serve their customers.

Jack Henry's core banking solutions support over 900 banks with three distinct processing platforms: SilverLake System, CIF 20/20, and Core Director, serving institutions ranging from de novo banks to those with up to $55 billion in assets. The company's core credit union solutions serve over 700 credit unions of all sizes through its Symitar platform. Beyond core processing, Jack Henry provides approximately 5,600 non-core clients with specialized complementary and payment solutions compatible with various technology platforms.

The company's product portfolio includes digital banking platforms anchored by the Banno Digital Platform, electronic payment solutions including card processing and enterprise payment systems, business intelligence tools, fraud detection and risk management solutions, imaging and document processing services, and account origination systems. Jack Henry Digital provides unified digital products and services, while payment solutions encompass JHA Card Processing Solutions, Enterprise Payment Solutions, Payrailz Payments Platform, and the Payments Orchestrator platform.

Jack Henry operates a disciplined acquisition strategy, having completed 36 strategic acquisitions since 1999, most recently acquiring Victor Technologies to enhance embedded payments capabilities. The company employs approximately 7,300 full-time and part-time associates and maintains a significant research and development commitment to modernize its technology infrastructure through the Jack Henry Platform, a public cloud-native, API-first solution designed to enable clients to innovate faster and meet evolving customer needs.