GOLDMAN SACHS GROUP INC

Goldman Sachs is a leading global financial institution that delivers a broad range of financial services to a large and diversified client base including corporations, financial institutions, governments and individuals. The company operates under the legal name The Goldman Sachs Group, Inc. (NYSE: GS) and maintains its website at www.goldmansachs.com.

The firm organizes its business into three primary segments. Global Banking & Markets generates revenues from investment banking fees including advisory services and equity and debt underwriting, fixed income currency and commodities intermediation and financing, equities intermediation and financing, relationship lending and acquisition financing, and transaction banking services. Asset & Wealth Management provides investment services to institutional and individual clients across equity, fixed income and alternative investments, offering separately managed accounts, mutual funds, exchange-traded funds, private partnerships and commingled vehicles, along with customized wealth advisory services and private banking. Platform Solutions substantially comprises activities related to issuing credit cards to and raising deposits from Apple Card customers, though the company entered into an agreement in December 2025 to transition the Apple Card program to another issuer over approximately 24 months.

As of December 2025, Goldman Sachs employed 47,400 people across offices in over 35 countries, with 50 percent of headcount based in the Americas, 20 percent in Europe, Middle East and Africa, and 30 percent in Asia. The company's employees represent over 190 countries and speak more than 175 languages. Forty-five percent of employees work in strategic locations including Bengaluru, Salt Lake City, Dallas, Singapore, Warsaw, Birmingham and Hyderabad.

Goldman Sachs operates as a bank holding company and financial holding company regulated by the Federal Reserve Board. Its principal U.S. subsidiaries include Goldman Sachs Bank USA, Goldman Sachs & Co. LLC and J. Aron & Company LLC. International operations are conducted through subsidiaries including Goldman Sachs International and Goldman Sachs Bank Europe SE in Europe and Goldman Sachs Japan Co., Ltd. in Asia. The firm maintains a long-standing commitment to sustainability, focusing on climate transition and inclusive growth initiatives while serving as a market maker and financial intermediary connecting capital providers with those seeking financing.