AMERICAN EXPRESS CO
Ticker: AXPFinancialsFinance ServicesS&P 500The business
American Express Company (NYSE: AXP) operates as a global payments and premium lifestyle brand powered by technology, headquartered in New York and founded in 1850. The company maintains its website at americanexpress.com and employs approximately 76,800 colleagues worldwide, with roughly 25,900 in the United States and 50,900 internationally.
American Express functions through four primary reportable operating segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services, with corporate functions and other businesses included in Corporate & Other. The company's integrated payments platform connects card issuers, merchants, and cardholders, distinguishing it from traditional bankcard networks through direct relationships at both ends of transactions and proprietary data analytics capabilities.
The company's core business encompasses credit and charge card issuance, merchant acquiring and processing, card network operations, and complementary financial services. As of December 31, 2025, American Express had 86.6 million proprietary cards-in-force worldwide and processed 1,670 billion dollars in worldwide billed business. The company also facilitated 227.2 billion dollars in worldwide processed volume through third-party card issuers and alternative payment solutions, with 66.2 million cards-in-force issued by third parties globally.
American Express offers a comprehensive suite of products including general-purpose credit and charge cards, banking products such as high-yield savings and business checking accounts, consumer installment loans, non-card B2B payment solutions, and expense management capabilities. The company operates a global card network spanning approximately 110 countries and territories through relationships with third-party banks and institutions. Notable brands and services include Membership Rewards, Amex Offers, Resy and Tock dining platforms, and Fine Hotels and Resorts.
The company's business model emphasizes premium, high-spending customers and generates revenues primarily through spending on cards, supplemented by finance charges and fees. Strategic partnerships with major corporations including Delta Air Lines, Marriott International, and others enhance the member value proposition. American Express maintains significant competitive advantages through its integrated platform, premium brand positioning, direct customer relationships, and proprietary data analytics capabilities that support fraud prevention and risk underwriting.
- Sector
- Financials
- Industry
- Finance Services
- HQ
- NEW YORK, NY
- FY end
- 12-31
- CIK
- 4962
- SIC
- 6199
Ownership
Who holds AMERICAN EXPRESS CO — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30
Top fund holders
| Fund | % of fund | Value |
|---|---|---|
| VANGUARD TOTAL STOCK MARKET INDEX FUND VTI · VANGUARD INDEX FUNDS | 0.26% | $5.86B |
| VANGUARD 500 INDEX FUND VOO · VANGUARD INDEX FUNDS | 0.28% | $4.66B |
| iShares Core S&P 500 ETF IVV · iShares Trust | 0.28% | $2.48B |
| State Street(R) SPDR(R) S&P 500(R) ETF Trust SPY | 0.28% | $2.18B |
| Fidelity 500 Index Fund FXAIX · Fidelity Concord Street Trust | 0.26% | $2.17B |
Superinvestors in AMERICAN EXPRESS CO
Share of each manager's reported 13F portfolio.
Bonds held by funds
Funds report holding 42 issues of AMERICAN EXPRESS CO's debt, $7.60B at fund-held market value — what funds hold, not the company's debt outstanding. Weighted-average coupon 4.51%, maturing 2026–2042.
| Issue | Coupon | Matures | Funds | Fund-held |
|---|---|---|---|---|
| AMERICAN EXPRESS CO 4.444%/VAR 05/03/2030 | 4.444%Variable | 2030-05-03 | 100 | $445.74M |
| American Express Co | 4.804%Variable | 2036-10-24 | 121 | $428.72M |
| American Express Co | 4.918%Variable | 2033-07-20 | 124 | $384.35M |
| AMERICAN EXPRESS CO 4.731%/VAR 04/25/2029 | 4.731%Variable | 2029-04-25 | 105 | $381.84M |
| American Express Co | 5.667%Variable | 2036-04-25 | 94 | $352.48M |
| AXP V5.442 01/30/36 | 5.442% | 2036-01-30 | 98 | $349.82M |
| American Express Co | 4.009% | 2029-02-09 | 62 | $320.08M |
| AMERICAN EXPRESS CO 4.351%/VAR 07/20/2029 | 4.351%Variable | 2029-07-20 | 84 | $301.09M |
| American Express Co | 5.284% | 2035-07-26 | 77 | $288.82M |
| American Express Co. | 5.016%Variable | 2031-04-25 | 75 | $263.34M |
The 10 largest by fund-held value, of 42.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
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