ERIE INDEMNITY CO
Ticker: ERIEFinancialsInsuranceS&P 500The business
Erie Indemnity Company (NASDAQ: ERIE) operates as the attorney-in-fact and service provider for the Erie Insurance Exchange, a Pennsylvania-domiciled reciprocal insurer established in 1925. The company's website is www.erieinsurance.com.
As a single-segment operation, Erie Indemnity generates revenue primarily through management fees calculated as a percentage of direct and affiliated assumed premiums written by the Exchange, with the fee rate not exceeding 25 percent. The company performs policy issuance and renewal services including sales support, agent compensation, underwriting, policy processing, and customer service. Additionally, Erie Indemnity serves as attorney-in-fact for administrative services encompassing claims handling, life insurance management, and investment management for the Exchange and its wholly owned subsidiaries.
The Exchange writes property and casualty insurance across personal and commercial lines, with personal lines comprising 71 percent of 2025 direct and affiliated assumed written premiums. Principal personal lines products include private passenger automobile and homeowners coverage, while commercial lines focus on commercial multi-peril, commercial automobile, and workers compensation. The Exchange distributes products exclusively through independent insurance agencies.
Erie Indemnity maintains a workforce of 6,667 full-time employees as of December 31, 2025, with approximately 50 percent providing claims and life insurance management services exclusively for the Exchange and its subsidiaries. The company offers employees competitive compensation, comprehensive benefits including both a 401(k) plan and defined benefit pension plan, professional development opportunities, and volunteer programs. Average employee tenure stands at 10.9 years with a voluntary turnover rate of 6.3 percent.
The Exchange's wholly owned subsidiaries include Erie Insurance Company, Erie Insurance Company of New York, Erie Insurance Property & Casualty Company, Flagship City Insurance Company, and Erie Family Life Insurance Company. The company's business model leverages localized marketing and claims servicing through independent agents while maintaining centralized support services for operational efficiency. The Exchange maintains an A rating from AM Best, reflecting its financial strength and competitive position in the property and casualty insurance market.
- Sector
- Financials
- Industry
- Insurance
- HQ
- ERIE, PA
- FY end
- 12-31
- CIK
- 922621
- SIC
- 6411
Ownership
Who holds ERIE INDEMNITY CO — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30
Top fund holders
| Fund | % of fund | Value |
|---|---|---|
| VANGUARD TOTAL STOCK MARKET INDEX FUND VTI · VANGUARD INDEX FUNDS | 0.01% | $193.51M |
| VANGUARD 500 INDEX FUND VOO · VANGUARD INDEX FUNDS | 0.01% | $157.64M |
| Invesco S&P 500 Equal Weight ETF RSP · Invesco Exchange-Traded Fund Trust | 0.17% | $152.23M |
| VANGUARD SMALL-CAP INDEX FUND VB · VANGUARD INDEX FUNDS | 0.07% | $139.73M |
| ProShares S&P 500 Dividend Aristocrats ETF NOBL · ProShares Trust | 1.23% | $136.16M |
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
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