PRCH

Porch Group, Inc.

Ticker: PRCHTechnologyPrepackaged Software
HQ SEATTLE, WACIK 1784535FY end 12-31Book / share $-0.10Shares 117M
Revenue (FY)
$482.41M+10.18%
TTM $520.38M
Op. margin
7.58%+22.33%
TTM 7.78%
Net income
$15.32M+146.66%
TTM $-8.88M
Operating cash
$66.42M+309.64%
TTM $96.32M
Free cash flow
$52.06M+217.04%
TTM $80.12M
Return on equity
13.65%-62.30%
TTM 113.51%
Debt / equity
-16.47-6.83%
TTM -34.22
Shares outstanding
103.7M+4.12%
TTM 116.9M

The business

Porch Group, Inc. (NASDAQ: PRCH) operates as a distinctive homeowners insurance company paired with complementary home services, serving approximately 90% of U.S. homes through proprietary property data insights. The company's website is www.porchgroup.com.

The company operates through four reportable segments. Three segments comprise the Porch Shareholder Interest: Insurance Services, which earns management fees and commissions from operating the Porch Reciprocal Exchange, a member-owned reciprocal insurance exchange; Software & Data, which provides subscription and transactional software solutions to inspection, mortgage, title, and roofing companies, along with property insights through Home Factors; and Consumer Services, which offers home warranty products and moving-related services. The fourth segment, the Reciprocal Segment, represents the insurance exchange that Porch manages but does not own, consolidated for reporting purposes.

The Insurance Services segment manages the Reciprocal, which provides homeowners insurance in 20 states, leveraging Home Factors data to assess risk and price policies competitively. The Software & Data segment includes the Inspection Support Network brands serving approximately half of U.S. home inspections, Rynoh software used in roughly 40% of real estate closings, Floify mortgage software, and iRoofing measurement tools. Consumer Services encompasses warranty offerings across 50 states and Washington, D.C., plus moving services through brands including MovingPlace, HireAHelper, and Moving Staffers.

The company employs 803 full-time employees as of December 31, 2025, and maintains relationships with approximately 24,000 companies supporting the home transaction process. Porch differentiates itself through advantaged underwriting powered by proprietary data covering approximately 90% of U.S. homes, comprehensive services for homebuyers, and integrated protection combining insurance with warranty coverage. The company's strategy emphasizes scaling insurance premiums profitably, innovating SaaS offerings, expanding its data business, and leveraging partnerships to access high-value homebuyers early in their purchasing journey.

Sector
Technology
Industry
Prepackaged Software
HQ
SEATTLE, WA
FY end
12-31
CIK
1784535
SIC
7372
Financial performance · annual
20202025
$-224.25M$-21.17M$181.91M$384.99M$588.07M202020212022202320242025TTMTTMTTM

Ownership

Who holds Porch Group, Inc. — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30

180
funds hold it
0 of 35
superinvestors hold it
$364.72M
fund-held value
21.5%
of shares held by funds
2
bond issues held by funds

Top fund holders

Fund% of fundValue
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%$48.59M
iShares Russell 2000 ETF
IWM · iShares Trust
0.05%$38.33M
JNL Multi-Manager Small Cap Growth Fund
JNL Series Trust
1.37%$34.74M
Janus Henderson Venture Fund
JAVTX · Janus Investment Fund
0.49%$17.84M
Strategic Advisers U.S. Total Stock Fund
FSAKX · Fidelity Rutland Square Trust II
0.02%$17.73M

Bonds held by funds

Funds report holding 2 issues of Porch Group, Inc.'s debt, $12.07M at fund-held market value — what funds hold, not the company's debt outstanding. Weighted-average coupon 7.09%, maturing 20282030.

IssueCouponMaturesFundsFund-held
Porch Group Inc6.750%2028-10-019$10.24M
PRCH 9 05/15/309.000%2030-05-151$1.83M

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

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15 years of Porch Group, Inc.'s financials

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