TRUIST FINANCIAL CORP
Ticker: TFCFinancialsCommercial BanksS&P 500The business
Truist Financial Corporation (NYSE: TFC) is a purpose-driven financial services company headquartered in Charlotte, North Carolina, and operates through its website at www.truist.com. As one of the ten largest commercial banks in the United States, Truist provides comprehensive banking and financial services to consumers, businesses, and municipalities across its geographic footprint.
The company operates through two primary reportable segments: Wholesale Banking (WB) and Consumer and Small Business Banking (CSBB). Truist Bank, the company's largest subsidiary chartered in 1872, serves clients through a digital platform and 1,927 branches as of December 31, 2025. The bank maintains leading market share in high-growth U.S. markets, with significant deposit concentrations in Florida (22 percent), Georgia (21 percent), Virginia (14 percent), and North Carolina (13 percent).
Truist's product and service offerings span consumer and commercial lending, including commercial and industrial loans, commercial real estate, commercial construction, residential mortgages, home equity lines, indirect auto financing, and credit card lending. The company also provides extensive non-lending services including deposits, merchant services, treasury management, trust and retirement services, wealth advisory, investment brokerage, asset management, and capital markets services.
The company's competitive positioning rests on its purpose-driven mission to inspire and build better lives and communities, combined with significant investments in digital platform capabilities and technology infrastructure. Truist competes with national and regional banks, credit unions, investment advisers, asset managers, and financial technology companies across its markets.
Truist operates as a financial holding company and bank holding company subject to Federal Reserve regulation and supervision. Truist Bank operates as a North Carolina state-chartered commercial bank regulated by the North Carolina Office of the Commissioner of Banks and the Federal Deposit Insurance Corporation. The company maintains regulatory capital ratios and liquidity requirements consistent with its classification as a Category III banking organization under enhanced prudential standards.
- Sector
- Financials
- Industry
- Commercial Banks
- HQ
- CHARLOTTE, NC
- FY end
- 12-31
- CIK
- 92230
- SIC
- 6021
Ownership
Who holds TRUIST FINANCIAL CORP — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30
Top fund holders
| Fund | % of fund | Value |
|---|---|---|
| Washington Mutual Investors Fund AWSHX | 0.97% | $2.08B |
| VANGUARD TOTAL STOCK MARKET INDEX FUND VTI · VANGUARD INDEX FUNDS | 0.09% | $1.97B |
| VANGUARD 500 INDEX FUND VOO · VANGUARD INDEX FUNDS | 0.10% | $1.61B |
| American Funds Fundamental Investors ANCFX | 0.62% | $1.12B |
| iShares Core S&P 500 ETF IVV · iShares Trust | 0.10% | $853.78M |
Superinvestors in TRUIST FINANCIAL CORP
Share of each manager's reported 13F portfolio.
Bonds held by funds
Funds report holding 36 issues of TRUIST FINANCIAL CORP's debt, $7.13B at fund-held market value — what funds hold, not the company's debt outstanding. Weighted-average coupon 4.57%, maturing 2026–2037.
| Issue | Coupon | Matures | Funds | Fund-held |
|---|---|---|---|---|
| Truist Bank | 4.420% | 2028-07-24 | 69 | $555.28M |
| Truist Financial Corp | 5.867%Variable | 2034-06-08 | 127 | $398.67M |
| Truist Financial Corp | 5.711%Variable | 2035-01-24 | 127 | $379.72M |
| TRUIST FINANCIAL CORP | 6.669% | Perpetual | 51 | $378.54M |
| TRUIST FINANCIAL CORP 4.597%/VAR 01/27/2032 | 4.597%Variable | 2032-01-27 | 110 | $374.23M |
| TRUIST FINANCIAL CORP 7.161%/VAR 10/30/2029 | 7.161%Variable | 2029-10-30 | 151 | $370.18M |
| Truist Financial Corp. | 4.964%Variable | 2036-10-23 | 102 | $364.79M |
| Truist Bank | 4.144% | 2029-01-27 | 78 | $334.98M |
| TRUIST FINANCIAL CORP 5.071%/VAR 05/20/2031 | 5.071%Variable | 2031-05-20 | 84 | $326.32M |
| TRUIST FINANCIAL CORP 6.047%/VAR 06/08/2027 | 6.047%Variable | 2027-06-08 | 37 | $323.45M |
The 10 largest by fund-held value, of 36.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
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