Goldman Sachs Dynamic Municipal Income Fund

Goldman Sachs Trust · Series S000009252 · 7 share classes

Bond fund · 98% debt· rate + credit risk filed
One fund, 7 share classes:GSMTXGSMEXGSMIXGSMUXGUIRXGYISXGAJPX
$11.76B NAV
4,708 positions · as of 2026-03-31 · filed 2026-05-29
data updated 2026-08-10

Fund profile

As filed in the prospectus · 2025 Q3

The Goldman Sachs Dynamic Municipal Income Fund (the Fund) seeks a high level of current income that is exempt from regular federal income tax.

Strategy · summarised

The fund invests at least 80% of assets in municipal securities whose interest is exempt from regular federal income tax, using a multi-faceted approach that combines top-down macro analysis with bottom-up security selection based on credit quality, valuation, and portfolio structure; it may hold up to 30% in non-investment-grade municipal bonds and up to 100% in private activity bonds. Because security selection depends on the manager's credit and valuation assessments rather than an index rule, fund holdings and performance may diverge from its benchmark, the Bloomberg Municipal Bond 1-10 Year Blend Index. The fund may concentrate investments within a single state or economic sector.

Expenses
0.38% 1.47%across 7 share classes
Share classGrossNet
GSMTX0.41%0.39%
GSMEX0.91%0.89%
GSMIX0.74%0.72%
GSMUX1.49%1.47%
GUIRX0.49%0.47%
GYISX0.40%0.38%
GAJPX0.40%0.38%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 27.00% · as of 2025 Q3

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q1

99.05%
of net assets
Bonds98.26%
Cash & short-term0.75%
Derivatives0.04%

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

vs 2025Q4: 154 new160 exited

Largest new: TARRANT CNTY TEX CULTURAL ED FACS FIN CORP, CALIFORNIA CMNTY CHOICE FING AUTH, CONNECTICUT ST HEALTH & EDL FACS AUTH, NEW YORK N Y CITY HSG DEV CORP, BLACK BELT ENERGY GAS DIST ALA ×2, NEW YORK N Y CITY MUN WTR FIN AUTH, MISSISSIPPI BUSINESS FIN CORP MISS

Largest exited: EAST CNTY ADVANCED WTR PURIFIC, KENTUCKY ST PUBLIC ENERGY AUTH, UNIV OF CALIFORNIA CA REVENUES, CHESTER CNTY PA INDL DEV AUTH, CHICAGO IL MIDWAY ARPT REVENUE, CYPRESS-FAIRBANKS TX INDEP SCH, SALES TAX SECURITIZATION CORP, NEW YORK CITY NY TRANSITIONAL

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Feb 2026

Share class1-year3-year5-yearVolWorst fall
Cumulative return· Apr 2023 – Feb 2026

Mar 2026 has been filed since the trailing figures were struck, so it is not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-03-31

Avg coupon
4.52%
Avg maturity
15.14 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

15%
floating
Fixed rate81.2%
Floating rate14.8%
Zero-coupon or unclassified4.0%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y2.8%
1-3y6.3%
3-5y6.7%
5-10y15.2%
10y+69.0%
Flagged holdings
Defaulted: 1.23% · $142.09M · 59 positions
In arrears: 0.34% · $38.90M · 7 positions
Paid in kind: none reported

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q1

More of this fund’s sensitivity sits in credit spreads than in interest rates — a rate rally that comes with a credit selloff works against it.

Interest-rate duration
5.55 yr
approx. move per 100bp
Credit-spread duration
5.69 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -11.0%
of value
Credit spreads51%
Interest rates49%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+5.69
yrs total
Investment grade+4.14 yr
High yield+1.54 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. This filer signs its rate and credit disclosures differently; the direction shown follows its interest-rate filing, and a negative reading is the least-supported figure here.

Interest rate5.55 yr total
3 mo30 yr
3 mo0.04 yr1%
1 yr0.47 yr9%
5 yr1.38 yr25%
10 yr2.76 yr50%
30 yr0.90 yr16%
Credit spread5.69 yr total
3 mo30 yr
3 mo0.07 yr1%
1 yr0.19 yr3%
5 yr0.63 yr11%
10 yr2.66 yr47%
30 yr2.15 yr38%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.04+0.01+0.06$8.4k$71.2k
1 yr+0.47+0.15+0.04$178.1k$43.1k
5 yr+1.38+0.47+0.17$547.0k$196.0k
10 yr+2.76+1.96+0.70$2.31m$819.0k
30 yr+0.90+1.56+0.58$1.84m$686.2k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
PUERTO RICO SALES TAX FINANCING CORP4.33% · due 2040-07-011.07%$125.57M
Goldman Sachs Trust0.75%$88.03M
MASSACHUSETTS ST5.00% · due 2052-08-010.57%$67.15M
ARIZONA HEALTH FACILITIES AUTHORITY (AZ)4.16% floating · due 2037-01-010.53%$62.34M
SOUTHEAST ENERGY AUTH COOP DIST ALA5.00% · due 2030-10-010.50%$59.00M
SOUTHEAST ALA GAS SUPPLY DIST5.00% floating · due 2049-06-010.45%$52.63M
CHICAGO ILL BRD ED6.00% · due 2046-04-010.42%$49.31M
TEXAS MUN GAS ACQUISITION & SUPPLY CORP II GAS SUPPLY3.32% floating · due 2027-09-150.38%$44.76M
NEW YORK ST DORM AUTH5.00% · due 2047-03-150.35%$40.68M
PUERTO RICO SALES TAX FINANCING CORP5.00% · due 2058-07-010.33%$39.27M
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Top 10 positions are 5.35% of net assets, top 25 9.32%, across 1.5K issuers.

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