Goldman Sachs High Yield Municipal Fund

Goldman Sachs Trust · Series S000009255 · 6 share classes

Bond fund · 98% debt· rate + credit risk filed
One fund, 6 share classes:GHYIXGHYAXGHYCXGYIRXGHYSXGGLPX
$13.19B NAV
3,578 positions · as of 2026-03-31 · filed 2026-05-29
data updated 2026-08-17

Fund profile

As filed in the prospectus · 2025 Q3

The Goldman Sachs High Yield Municipal Fund (the Fund) seeks a high level of current income that is exempt from regular federal income tax and may also consider the potential for capital appreciation.

Strategy · summarised

The fund invests at least 80% of assets in tax-exempt municipal securities, with a majority in high-yield (non-investment grade) issues rated BB+/Ba1 or below, selecting securities based on credit profile, yield, structure, and pricing relative to the municipal market. Because the fund's returns depend on the manager's security selection rather than tracking a stated index, performance may diverge materially from its benchmark. The fund may concentrate holdings in issuers within a single state or economic sector.

Expenses
0.52% 1.59%across 6 share classes
Share classGrossNet
GHYIX0.56%0.53%
GHYAX0.89%0.84%
GHYCX1.64%1.59%
GYIRX0.64%0.59%
GHYSX0.55%0.52%
GGLPX0.55%0.52%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 18.00% · as of 2025 Q3

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q1

98.53%
of net assets
Bonds98.47%
Cash & short-term0.06%
Derivatives0.00%

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

2026Q1 vs 2025Q4: 108 new30 exited

Largest new: NEW YORK N Y, NEW YORK N Y CITY MUN WTR FIN AUTH, HARRIS COUNTY CULTURAL EDUCATION FACILITIES FINANCE CORP (TX), MISSISSIPPI BUSINESS FIN CORP MISS ×2, NATIONAL FIN AUTH N H, BALDWIN COUNTY INDUSTRIAL DEVELOPMENT AUTHORITY (THE) (AL), ARLINGTON TEX HIGHER ED FIN CORP

Largest exited: COLORADO ST HLTH FACS AUTH REV, NEW YORK ST TRANSPRTN DEV CORP, PUBLIC FIN AUTH WI LIMITED OBL, CHICAGO IL, BRIDGEVILLE DE SPL OBLIG, FLORIDA ST DEV FIN CORP, ORANGE BLOSSOM RANCH CDD FL CA, ARIZONA ST INDL DEV AUTH REVEN

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Feb 2026

Share class1-year3-year5-yearVolWorst fall
Cumulative return· Apr 2023 – Feb 2026

Mar 2026 has been filed since the trailing figures were struck, so it is not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-03-31

Avg coupon
4.66%
Avg maturity
21.72 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

8%
floating
Fixed rate81.8%
Zero-coupon or unclassified10.4%
Floating rate7.7%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y0.4%
1-3y1.3%
3-5y2.3%
5-10y8.4%
10y+87.7%
Flagged holdings
Defaulted: 3.27% · $424.72M · 131 positions
In arrears: 0.72% · $93.88M · 29 positions
Paid in kind: none reported

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q1

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying nearly as much.

Interest-rate duration
7.97 yr
approx. move per 100bp
Credit-spread duration
7.96 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -16.0%
of value
Interest rates50%
Credit spreads50%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+7.96
yrs total
High yield+4.79 yr
Investment grade+3.17 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. This filer signs its rate and credit disclosures differently; the direction shown follows its interest-rate filing, and a negative reading is the least-supported figure here.

Interest rate7.97 yr total
3 mo30 yr
3 mo0.02 yr0%
1 yr0.32 yr4%
5 yr1.28 yr16%
10 yr3.92 yr49%
30 yr2.43 yr31%
Credit spread7.96 yr total
3 mo30 yr
3 mo0.10 yr1%
1 yr0.04 yr0%
5 yr0.26 yr3%
10 yr2.38 yr30%
30 yr5.19 yr65%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.02+0.00+0.10$179$127.4k
1 yr+0.32+0.02+0.02$20.1k$30.1k
5 yr+1.28+0.13+0.13$168.0k$170.6k
10 yr+3.92+1.05+1.33$1.39m$1.76m
30 yr+2.43+1.98+3.21$2.61m$4.23m

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
PUERTO RICO SALES TAX FINANCING CORP5.00% · due 2058-07-011.49%$196.07M
PUERTO RICO SALES TAX FINANCING CORP0.00% · due 2046-07-011.03%$136.28M
PUERTO RICO SALES TAX FINANCING CORP4.33% · due 2040-07-010.80%$105.88M
BUCKEYE TOBACCO SETTLEMENT FINANCING AUTHORITY (OH)5.00% · due 2055-06-010.73%$96.02M
DETROIT MICH4.00% floating · due 2044-04-010.62%$81.91M
NEW JERSEY ST TRANSN TR FD AUTH0.00% · due 2035-12-150.61%$80.57M
NEW HOPE CULTURAL ED FACS FIN CORP5.50% · due 2057-01-010.59%$77.54M
NEW JERSEY ST TRANSN TR FD AUTH0.00% · due 2036-12-150.47%$62.10M
CHICAGO ILL BRD ED6.50% · due 2046-12-010.47%$61.32M
PUERTO RICO SALES TAX FINANCING CORP0.00% · due 2051-07-010.46%$61.27M
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Top 10 positions are 7.27% of net assets, top 25 12.74%, across 1.3K issuers.

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