VANGUARD MORTGAGE-BACKED SECURITIES INDEX FUND

VANGUARD SCOTTSDALE FUNDS · Series S000026865 · 3 share classes

Bond fund · 98% debt· rate + credit risk filed
One fund, 3 share classes:VMBSXVMBIXVMBS
$16.93B NAV
5,026 positions · as of 2026-02-28 · filed 2026-04-28
data updated 2026-08-10

Fund profile

As filed in the prospectus · 2026 Q2

Vanguard Mortgage-Backed Securities Index Fund (the Fund) seeks to track the performance of a market-weighted mortgage-backed securities index.

Strategy · summarised

The fund tracks the Bloomberg U.S. MBS Float Adjusted Index using a sampling approach, holding a range of mortgage-backed securities issued by Ginnie Mae, Fannie Mae, and Freddie Mac that collectively approximate the index's risk factors and characteristics. Because the fund samples rather than holds all index constituents, its returns may diverge from the index.

Expenses
0.02% 0.04%across 3 share classes
Share classExpense ratio
VMBSX0.04%
VMBIX0.02%
VMBS0.03%

Portfolio turnover 91.00% · as of 2026 Q2

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q1

102.37%
of net assets
Securitized97.80%
Cash & short-term4.57%

Latest quarter

What changed since the fund's previous filing

vs 2025Q4: 111 new172 exited

Largest new: Ginnie Mae II Pool ×2, Fannie Mae or Freddie Mac ×6

Largest exited: Fannie Mae or Freddie Mac ×8

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Feb 2026

Share class1-year3-year5-yearVolWorst fall
Cumulative return· Mar 2023 – Feb 2026

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-02-28

Avg coupon
3.97%
Avg maturity
23.91 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

0%
floating
Fixed rate100.0%
Floating rate0.0%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y3.5%
1-3y0.1%
3-5y0.1%
5-10y2.3%
10y+94.1%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: none reported

Based on what filers reported; a filer that never reported a flag also reads as none.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q1

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying nearly as much.

Interest-rate duration
4.89 yr
approx. move per 100bp
Credit-spread duration
3.92 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -9.0%
of value
Interest rates56%
Credit spreads44%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+3.92
yrs total
Investment grade+3.92 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate4.89 yr total
3 mo30 yr
3 mo0.04 yr1%
1 yr0.56 yr11%
5 yr1.35 yr28%
10 yr2.30 yr47%
30 yr0.64 yr13%
Credit spread3.92 yr total
3 mo30 yr
3 mo0.03 yr1%
1 yr0.42 yr11%
5 yr1.08 yr28%
10 yr1.88 yr48%
30 yr0.51 yr13%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.04+0.03+0.00$51.9k$0
1 yr+0.56+0.42+0.00$712.5k$0
5 yr+1.35+1.08+0.00$1.83m$0
10 yr+2.30+1.88+0.00$3.18m$0
30 yr+0.64+0.51+0.00$858.4k$0

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
Vanguard Cmt Funds-Vanguard Market Liquidity Fund4.57%$774.22M
Ginnie Mae II Pool5.00% · due 2026-03-190.44%$74.59M
Fannie Mae or Freddie Mac2.00% · due 2026-03-120.43%$73.60M
Fannie Mae or Freddie Mac2.50% · due 2026-03-120.34%$57.31M
Fannie Mae or Freddie Mac5.00% · due 2026-03-120.32%$53.66M
Ginnie Mae II Pool5.00% · due 2056-02-200.29%$49.31M
Freddie Mac Pool2.00% · due 2052-02-010.29%$49.02M
Ginnie Mae II Pool5.00% · due 2054-11-200.28%$46.67M
Freddie Mac Pool2.00% · due 2051-05-010.27%$46.06M
Fannie Mae or Freddie Mac5.50% · due 2026-03-120.26%$43.50M
Showing 10 of 5,026Sign in to see more

Top 10 positions are 7.49% of net assets, top 25 10.76%, across 8 issuers.

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