AB Core Bond Portfolio

BERNSTEIN SANFORD C FUND INC · 4 share classes

Actively managed U.S. bond fund
One fund, 4 share classes:SNIDXIDPYXIDPAXIDPZX
$4.49B NAV
731 positions · as of 2026-06-30 · filed 2026-08-26

Fund classification

Classified from what the fund holds · as of 2026 Q2

AB Core Bond Portfolio is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
Investment grade
Rate sensitivity
Intermediate duration

Fund profile

As filed in the prospectus · 2026 Q1

The Portfolios investment objective is to provide safety of principal and a moderate to high rate of income that is subject to taxes.

Strategy · summarised

The fund invests at least 80% of assets in fixed-income securities rated A or higher, selected by the manager based on credit quality, interest rate sensitivity, and contribution to overall portfolio risk and return. The manager adjusts portfolio duration between 75% and 125% of benchmark duration based on interest rate forecasts, shortening duration when rates are expected to rise and lengthening it when rates are expected to fall. The fund may hold up to 25% in below-investment-grade securities and up to 25% in non-dollar foreign fixed-income securities. Because security selection and duration positioning depend on the manager's forecasts and assessments, portfolio returns will diverge from any benchmark.

Expenses
0.28% 0.90%across 4 share classes
Share classGrossNetAs of
SNIDX0.41%0.28%2026 Q1
IDPYX2.09%0.65%2025 Q1
IDPAX2.53%0.90%2025 Q1
IDPZX0.71%0.28%2026 Q1

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 193.00% · as of 2026 Q1

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

108.71%
of net assets
Bonds72.00%
Securitized33.97%
Cash & short-term2.52%
Derivatives0.21%
Stocks0.00%

These positions come to 108.71% of the fund's net assets. This counts only what the fund reported holding — the holdings disclosure covers assets, not liabilities such as borrowings — so it is not expected to reconcile to 100%.

Derivatives are shown at market value, not notional exposure.

Sector allocation

The same holdings as Allocation above, grouped by market sector instead of asset type · as of 2026 Q2

100%
of net assets
Government42.1%
Securitized31.2%
International7.1%
Other5.6%
11 smaller14.0%

Government, Securitized and Cash are non-corporate buckets; International is foreign holdings we don’t sector-classify, and Other is the residual (held funds, unresolved names).

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 102 new91 exited

Largest new: United States Treasury ×7, UMBS, TBA

Largest exited: United States Treasury ×4, UMBS, TBA ×3, Government National Mortgage Association

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+3.53%+10.46%+0.10%3.55%-6.33%
+3.69%+10.67%+0.29%3.66%-6.30%
Cumulative return· Jul 2023 – Apr 2026

May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30

Avg coupon
4.12%
Avg maturity
12.40 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

9%
floating
Fixed rate90.6%
Floating rate9.4%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y1.6%
1-3y27.6%
3-5y8.5%
5-10y20.2%
10y+42.0%
Flagged holdings
Defaulted: 0.38% · $18.00M · 7 positions
In arrears: 0.16% · $7.72M · 4 positions
Paid in kind: none reported

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying a small fraction as much.

Interest-rate duration
6.33 yr
approx. move per 100bp
Credit-spread duration
1.57 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -8.0%
of value
Interest rates80%
Credit spreads20%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+1.57
yrs total
Investment grade+1.47 yr
High yield+0.10 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate6.33 yr total
1 yr30 yr
1 yr0.77 yr12%
5 yr2.17 yr34%
10 yr2.19 yr35%
30 yr1.21 yr19%

3 mo is NEGATIVE (-0.01 yr) — a deliberate hedge at that point on the curve, so it is not part of the band above.

Credit spread1.57 yr total
3 mo30 yr
3 mo0.02 yr1%
1 yr0.31 yr20%
5 yr0.66 yr42%
10 yr0.44 yr28%
30 yr0.14 yr9%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo-0.01+0.01+0.00$6.6k$1.4k
1 yr+0.77+0.28+0.03$124.6k$13.2k
5 yr+2.17+0.62+0.04$279.9k$17.5k
10 yr+2.19+0.42+0.02$187.8k$9.8k
30 yr+1.21+0.14+0.01$62.6k$2.3k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Rate exposure by currency

Duration contribution in years, summing to the fund's 6.33 yr.

USD+6.22 yr
AUD+0.11 yr

This is where the fund's rate exposure sits, not its currency risk — most international bond funds hedge the currency back to dollars, and the size of those hedges is not in the filing. Tenors are also summed across curves, so a 5-year JPY point and a 5-year USD point are added together.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
United States Treasury1.38% · due 2031-11-152.67%$119.72M
United States Treasury1.38% · due 2028-12-312.53%$113.72M
United States Treasury2.52%$113.24M
United States Treasury4.13% · due 2031-10-312.44%$109.67M
United States Treasury3.63% · due 2028-05-312.34%$104.92M
United States Treasury4.38% · due 2028-11-302.29%$102.96M
United States Treasury4.88% · due 2028-10-312.17%$97.32M
UMBS, TBA2.00% · due 2056-07-012.10%$94.20M
United States Treasury3.63% · due 2031-09-302.04%$91.76M
United States Treasury3.50% · due 2028-12-152.02%$90.62M
Showing 10 of 731Sign in to see more

Top 10 positions are 23.13% of net assets, top 25 42.21%, across 294 issuers.

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