AB High Income Municipal Portfolio

AB MUNICIPAL INCOME FUND, INC. · 4 share classes

Actively managed U.S. bond fund
One fund, 4 share classes:ABTHXABTFXABTYXABTZX
$2.79B NAV
882 positions · as of 2026-05-31 · filed 2026-07-24

Fund classification

Classified from what the fund holds · as of 2026 Q2

AB High Income Municipal Portfolio is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
High yield
Rate sensitivity
Long duration

Fund profile

As filed in the prospectus · 2025 Q3

The investment objective of the Portfolio is to earn the highest level of current income, exempt from federal income tax, that is available consistent with what the Adviser considers to be an appropriate level of risk.

Strategy · summarised

The fund invests principally in high-yielding municipal securities, including non-investment-grade and unrated securities, with at least 80% of assets in federally tax-exempt municipal bonds selected by the adviser based on credit quality, interest-rate sensitivity, and portfolio impact. The fund may invest without limit in lower-rated securities and seeks longer-maturity bonds to enhance income. Because the fund's returns depend on the adviser's assessment of individual securities' risk and return characteristics, performance will diverge from any benchmark based on those selection decisions.

Expenses
0.87% 1.87%across 4 share classes
Share classExpense ratio
ABTHX1.12%
ABTFX1.87%
ABTYX0.87%
ABTZX0.87%

Portfolio turnover 24.00% · as of 2025 Q3

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

100.20%
of net assets
Bonds100.39%
Securitized0.22%
Cash & short-term0.10%
Stocks0.02%
Derivatives-0.54%

The outer band is exposure held short — written against the portfolio rather than part of it, which is why it sits outside the ring and why the two are never netted into one figure.

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 68 new36 exited

Largest new: Intercontinental Exchange, Inc., University of Kansas Hospital Authority, Maricopa County Industrial Development Authority, City of Houston TX Airport System Revenue, Florida Housing Finance Corp, Minnesota Health & Education Facilities Authority, PEFA Inc, Oklahoma City Public Property Authority

Largest exited: Intercontinental Exchange, Inc., Health & Educational Facilities Authority of the State of Missouri, University of California, Southeast Energy Authority A Cooperative District, Pennsylvania Turnpike Commission, Port of Seattle WA, New Hope Cultural Education Facilities Finance Corp, City of Colby KS

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+6.08%+12.75%+2.36%5.59%-9.19%
+5.30%+10.19%-1.40%5.58%-9.54%
+6.35%+13.51%+3.65%5.58%-9.07%
+6.35%+13.52%+3.58%5.58%-9.07%

These classes hold the same portfolio, so the 5.05pp spread over 5 years is the cost difference between them — roughly 1.01pp a year — not a difference in what they own.

Cumulative return· Jun 2023 – Apr 2026

May 2026 has been filed since the trailing figures were struck, so it is not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-05-31

Avg coupon
4.86%
Avg maturity
21.35 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

10%
floating
Fixed rate82.0%
Floating rate10.0%
Zero-coupon or unclassified8.0%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y0.5%
1-3y2.0%
3-5y2.5%
5-10y10.7%
10y+84.3%
Flagged holdings
Defaulted: 3.63% · $101.73M · 66 positions
In arrears: none reported
Paid in kind: 0.09% · $2.48M · 1 positions

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

More of this fund’s sensitivity sits in credit spreads than in interest rates — a rate rally that comes with a credit selloff works against it.

Interest-rate duration
7.26 yr
approx. move per 100bp
Credit-spread duration
7.87 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -15.0%
of value
Credit spreads52%
Interest rates48%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+7.87
yrs total
High yield+5.30 yr
Investment grade+2.57 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate7.26 yr total
3 mo30 yr
3 mo0.01 yr0%
1 yr0.22 yr3%
5 yr1.60 yr22%
10 yr3.21 yr44%
30 yr2.21 yr30%
Credit spread7.87 yr total
3 mo30 yr
3 mo0.02 yr0%
1 yr0.33 yr4%
5 yr1.15 yr15%
10 yr3.76 yr48%
30 yr2.61 yr33%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.01+0.00+0.02$1.1k$4.2k
1 yr+0.22+0.07+0.25$20.4k$70.5k
5 yr+1.60+0.47+0.68$131.6k$189.5k
10 yr+3.21+1.36+2.40$379.5k$669.4k
30 yr+2.21+0.66+1.95$185.2k$543.3k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
Tobacco Settlement Financing Corp5.00% · due 2046-06-011.51%$42.08M
Public Finance Authority5.75% · due 2041-07-250.89%$24.69M
Tobacco Settlement Financing Corp5.00% · due 2047-06-010.87%$24.17M
ARC70 II TRUST5.00% floating · due 2065-04-010.77%$21.37M
Puerto Rico Sales Tax Financing Corp Sales Tax Revenue0.00% · due 2046-07-010.75%$20.84M
Buckeye Tobacco Settlement Financing Authority5.00% · due 2055-06-010.69%$19.14M
Bristol Industrial Development Board5.13% · due 2042-12-010.68%$18.99M
Puerto Rico Sales Tax Financing Corp Sales Tax Revenue5.00% · due 2058-07-010.68%$18.92M
New York Transportation Development Corp5.00% · due 2041-07-010.61%$17.12M
New Hampshire Business Finance Authority4.38% · due 2036-09-200.59%$16.36M
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Top 10 positions are 8.02% of net assets, top 25 15.24%, across 335 issuers.

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