AFL CIO Housing Investment Trust

AFL CIO Housing Investment Trust

Actively managed U.S. bond fund
$7.46B NAV
845 positions · as of 2026-06-30 · filed 2026-08-20

Fund classification

Classified from what the fund holds · as of 2026 Q2

AFL CIO Housing Investment Trust is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
Investment grade
Rate sensitivity
Intermediate duration

Fund profile

As filed in the prospectus · 2026 Q2

The investment objective of the American Federation of Labor and Congress of Industrial Organizations Housing Investment Trust (HIT) is to generate competitive risk-adjusted total rates of return for its investors (Participants) by investing in fixed-income investments, primarily multifamily and single family mortgage-backed assets. Other important objectives of the HIT are to encourage the construction of housing and to facilitate employment for union members in the construction trades and related industries. All on-site construction work financed through the HITs investments is required to be performed by 100% union labor.

Strategy · summarised

The fund invests primarily in government and agency-backed multifamily and single-family mortgage-backed securities with call protection, selecting them to offer higher yields than comparable securities in the Bloomberg U.S. Aggregate Bond Index while maintaining similar credit quality and interest rate risk. The fund manages duration within a range comparable to the Bloomberg Aggregate and may use Treasury futures contracts for interest rate risk management. Because the fund's returns depend on the selection and performance of individual mortgage securities chosen by its investment personnel rather than on tracking an index, performance will diverge from the Bloomberg Aggregate. The fund requires that all on-site construction financed through its investments be performed by union labor.

Portfolio turnover 23.90% · as of 2026 Q2

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

100.00%
of net assets
Securitized87.21%
Bonds8.83%
Loans2.49%
Cash & short-term1.44%
2 smaller0.03%

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 20 new24 exited

Largest new: Halkin Finance LLC, United States Department of the Treasury, Federal Home Loan Mortgage Corporation ×5, FEDERAL NATIONAL MORTGAGE ASSOCIATION

Largest exited: FEDERAL NATIONAL MORTGAGE ASSOCIATION ×6, MASSACHUSETTS HOUSING FINANCE AGENCY ×2

Return profile

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

1-year
+4.39%
3-year
+12.19%
5-year
+0.60%
Volatility
3.74%
Worst 3-yr fall
-6.21%
Cumulative return· Jul 2023 – Apr 2026

May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30

Avg coupon
4.06%
Avg maturity
18.29 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

6%
floating
Fixed rate94.0%
Floating rate6.0%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y2.3%
1-3y9.0%
3-5y13.2%
5-10y19.5%
10y+55.9%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: none reported

Based on what filers reported; a filer that never reported a flag also reads as none.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying nearly as much.

Interest-rate duration
5.89 yr
approx. move per 100bp
Credit-spread duration
4.63 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -10.5%
of value
Interest rates56%
Credit spreads44%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+4.63
yrs total
Investment grade+4.56 yr
High yield+0.07 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate5.89 yr total
1 yr30 yr
1 yr0.22 yr4%
5 yr2.20 yr37%
10 yr2.81 yr47%
30 yr0.79 yr13%

3 mo is NEGATIVE (-0.12 yr) — a deliberate hedge at that point on the curve, so it is not part of the band above.

Credit spread4.63 yr total
3 mo30 yr
3 mo0.00 yr0%
1 yr0.24 yr5%
5 yr1.90 yr41%
10 yr2.08 yr45%
30 yr0.40 yr9%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo-0.12+0.00+0.00$3.3k$0
1 yr+0.22+0.19+0.05$140.7k$35.7k
5 yr+2.20+1.88+0.02$1.40m$15.4k
10 yr+2.81+2.08+0.00$1.55m$0
30 yr+0.79+0.40+0.00$298.4k$0

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
311 W 42nd Street6.17% floating · due 2027-11-192.49%$185.99M
FEDERAL HOUSING ADMINISTRATION3.40% · due 2038-06-011.43%$107.16M
United States Department of the Treasury4.13% · due 2044-08-151.39%$104.00M
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION3.05% · due 2063-12-151.33%$99.51M
Federal Home Loan Mortgage Corporation4.25% · due 2028-01-011.26%$93.64M
United States Department of the Treasury3.88% · due 2043-02-151.25%$93.03M
United States Department of the Treasury4.75% · due 2056-02-151.24%$92.27M
United States Department of the Treasury4.50% · due 2054-11-151.16%$86.58M
FEDERAL NATIONAL MORTGAGE ASSOCIATION4.65% · due 2036-01-011.00%$74.57M
FEDERAL NATIONAL MORTGAGE ASSOCIATION5.00% · due 2029-06-010.93%$69.57M
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Top 10 positions are 13.48% of net assets, top 25 24.14%, across 16 issuers.

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