American Funds Conservative Growth and Income Portfolio
Actively managed U.S. stock fund
As of its 2026 Q2 report, American Funds Conservative Growth and Income Portfolio held 9 positions with $9.61B in net assets. Its ten largest holdings made up 99.8% of the fund. The INPAX share class costs 0.62% a year. Over the 12 months to May 2026, INPAX returned 14.3%, with dividends reinvested. In 2026 Q3 it added no new positions and exited none.
The funds investment objective is to provide current income and,
The fund invests in a mix of other American Funds selected and weighted by the adviser to generate current income, with secondary focus on long-term capital growth. Through these underlying funds, the fund gains significant exposure to dividend-paying stocks, fixed-income securities across quality levels including high-yield bonds, and international investments including emerging markets. The adviser adjusts the combination of underlying funds based on historical volatility, returns, current market conditions, and how various combinations would have performed in past environments. Because the fund's returns depend on the adviser's selection and weighting of underlying funds, results may diverge from what any single strategy would produce.
What you own
| Company | Weight | Value | Shares | Reported price |
|---|---|---|---|---|
RIRGXCAPITAL INCOME BUILDER (CIB) | 15.05% | $1.45B | 17.8M | $81.18 |
RIDGXINCOME FUND OF AMERICA (THE) (IFA) | 15.03% | $1.44B | 52.5M | $27.53 |
BOND FUND OF AMERICA (THE) (BFA) | 14.88% | $1.43B | 126.7M | $11.29 |
RMDUXAMERICAN FUNDS MULTI-SECTOR INCOME FUND (MSI) | 14.87% | $1.43B | 152.4M | $9.38 |
RWMGXWASHINGTON MUTUAL INVESTORS FUND (WMIF) | 10.03% | $964.13M | 14.3M | $67.51 |
RITGXAMERICAN HIGH-INCOME TRUST | 9.91% | $952.93M | 96.5M | $9.87 |
RWIGXCAPITAL WORLD GROWTH & INCOME FUND | 9.07% | $871.60M | 11.2M | $77.70 |
RMFGXAMERICAN MUTUAL FUND (AMF) | 7.03% | $675.87M | 10.9M | $61.84 |
REGGXAMERICAN FUNDS EMERGING MARKETS BOND FUND (EMBF) | 3.96% | $380.98M | 47.0M | $8.11 |
Reported price is the fund's own reported value divided by its own reported shares at 2026-04-30 — not a live quote, and not what the fund paid.
All 9 holdings, with the share counts as filed, open with a free account.
What the fund is made of
Percentages are of fund net assets. Rounding, liabilities and short positions can make totals differ from 100%.
| Stocks | 62.76% |
| Bonds | 28.65% |
| Cash & short-term | 4.00% |
| Securitized | 3.62% |
| 2 smaller | 0.76% |
Look-through blends 8 underlying funds; 14.877% of NAV was not looked through and stays direct-classified.
How it has done
INPAX share class · total returns with dividends reinvested
Volatility over the last 12 months: 6.62%. Past returns are a record, not a forecast.
Jun 2026 and Jul 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.
The 23 share classes hold the same portfolio
| Share class | Expense ratio | 1 year | 3 years | 5 years | Worst fall |
|---|---|---|---|---|---|
| 0.62% | +14.32% | +42.06% | +37.39% | -5.63% | |
| 1.35% | +13.41% | +38.90% | +32.39% | -5.77% | |
| 0.66% | +14.27% | +41.83% | +37.04% | -5.64% | |
| 0.41% | +14.52% | +42.95% | +38.75% | -5.57% | |
| 0.63% | +14.30% | +41.97% | +37.14% | -5.65% | |
| 1.40% | +13.42% | +38.75% | +32.10% | -5.78% | |
| 0.88% | +14.03% | +40.93% | +35.47% | -5.71% | |
| 0.71% | +14.47% | +42.61% | +38.31% | -5.59% | |
| 1.37% | +13.49% | +38.96% | +32.25% | -5.85% | |
| 1.39% | +13.49% | +38.87% | +32.19% | -5.85% | |
| 0.94% | +13.94% | +40.68% | +35.19% | -5.72% | |
| 0.64% | +14.27% | +42.04% | +37.20% | -5.55% | |
| 0.36% | +14.63% | +43.21% | +39.14% | -5.55% | |
| 0.31% | +14.62% | +43.33% | +39.39% | -5.54% | |
| 1.09% | +13.73% | +40.08% | +34.09% | -5.75% | |
| 0.46% | +14.43% | +42.71% | +38.39% | -5.59% | |
| 0.31% | +14.65% | +43.44% | +39.50% | -5.55% | |
| 0.65% | +14.48% | +42.97% | +38.79% | -5.58% | |
| 0.60% | +14.62% | +43.27% | +39.23% | -5.56% | |
| 0.54% | +14.34% | +42.40% | +37.90% | -5.55% | |
| 0.36% | +14.61% | +43.14% | +39.14% | -5.49% | |
| 0.40% | +14.49% | +42.87% | +38.77% | -5.58% | |
| 0.33% | +14.64% | +43.29% | +39.29% | -5.57% |
These classes hold the same portfolio, so the 7.40pp spread over 5 years is the cost difference between them — roughly 1.48pp a year — not a difference in what they own.
Fees & fund details
American Funds Conservative Growth and Income Portfolio is an actively managed U.S. equity fund.
- Asset class
- Equity
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Features
- Fund of funds
- Expense ratio, by class
- 0.31% – 1.40%· INPAX 0.62%
- Portfolio turnover
- 2.00% a year · as of 2025 Q4
Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.
Turnover is how much of the portfolio was replaced in a year.
Classified from what the fund holds, not from its name · 2026 Q2. The summary is a paraphrase of the prospectus; the objective is verbatim.
What changed this quarter
Positions that entered or left the fund since its previous filing. Positions that were only resized are not listed.
0 new
0 exited
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