American Funds Growth and Income Portfolio
Actively managed U.S. stock fund
As of its 2026 Q2 report, American Funds Growth and Income Portfolio held 14 positions with $22.97B in net assets. Its ten largest holdings made up 85.1% of the fund. The GAIOX share class costs 0.65% a year. Over the 12 months to May 2026, GAIOX returned 22.9%, with dividends reinvested. In 2026 Q3 it added no new positions and exited none.
The funds investment objective is to provide long-term growth of capital while providing current income.
The fund invests in a mix of other American Funds, predominantly equity and balanced funds, to achieve long-term capital growth and current income. Through these underlying funds, it gains significant exposure to growth-oriented common stocks and dividend-paying stocks, with meaningful allocation to investments outside the United States including emerging markets. The underlying funds may hold debt securities across a wide range of quality, including substantial exposure to bonds rated BB+ or below. Because the fund's returns depend on the investment performance and positioning of the underlying funds it selects, changes in those funds' strategies or performance will affect the fund's results.
What you own
| Company | Weight | Value | Shares | Reported price |
|---|---|---|---|---|
RWIGXCAPITAL WORLD GROWTH & INCOME FUND | 15.04% | $3.45B | 44.4M | $77.70 |
RICGXINVESTMENT COMPANY OF AMERICA | 11.94% | $2.74B | 41.6M | $65.83 |
RWMGXWASHINGTON MUTUAL INVESTORS FUND (WMIF) | 10.04% | $2.31B | 34.1M | $67.51 |
RIRGXCAPITAL INCOME BUILDER (CIB) | 10.03% | $2.30B | 28.4M | $81.18 |
RLBGXAMERICAN BALANCED FUND (AMBAL) | 10.02% | $2.30B | 58.1M | $39.60 |
RLLGXSMALLCAP WORLD FUND INC | 8.05% | $1.85B | 22.0M | $84.04 |
RFNGXFUNDAMENTAL INVESTORS | 5.04% | $1.16B | 11.6M | $99.44 |
RGLGXAMERICAN FUNDS GLOBAL INSIGHT FUND | 5.01% | $1.15B | 38.6M | $29.83 |
GROWTH FUND OF AMERICA (THE) | 4.97% | $1.14B | 13.8M | $82.59 |
RMDUXAMERICAN FUNDS MULTI-SECTOR INCOME FUND (MSI) | 4.96% | $1.14B | 121.4M | $9.38 |
Reported price is the fund's own reported value divided by its own reported shares at 2026-04-30 — not a live quote, and not what the fund paid.
All 14 holdings, with the share counts as filed, open with a free account.
What the fund is made of
Percentages are of fund net assets. Rounding, liabilities and short positions can make totals differ from 100%.
| Stocks | 80.38% |
| Bonds | 12.92% |
| Securitized | 3.69% |
| Cash & short-term | 3.17% |
| Loans | 0.14% |
| Derivatives | -0.03% |
Look-through blends 12 underlying funds; 7.954% of NAV was not looked through and stays direct-classified.
The outer band is exposure held short — written against the portfolio rather than part of it, which is why it sits outside the ring and why the two are never netted into one figure.
How it has done
GAIOX share class · total returns with dividends reinvested
Volatility over the last 12 months: 10.79%. Past returns are a record, not a forecast.
Jun 2026 and Jul 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.
The 23 share classes hold the same portfolio
| Share class | Expense ratio | 1 year | 3 years | 5 years | Worst fall |
|---|---|---|---|---|---|
| 0.65% | +22.85% | +66.05% | +57.05% | -7.74% | |
| 1.39% | +21.93% | +62.38% | +51.33% | -7.87% | |
| 0.70% | +22.79% | +65.82% | +56.69% | -7.75% | |
| 0.44% | +23.06% | +67.12% | +58.79% | -7.67% | |
| 0.68% | +22.78% | +65.87% | +56.78% | -7.76% | |
| 1.44% | +21.85% | +62.16% | +50.97% | -7.87% | |
| 0.92% | +22.45% | +64.61% | +55.03% | -7.77% | |
| 0.75% | +23.02% | +66.81% | +58.27% | -7.70% | |
| 1.42% | +21.89% | +62.28% | +51.15% | -7.86% | |
| 1.40% | +21.93% | +62.39% | +51.35% | -7.88% | |
| 0.98% | +22.42% | +64.42% | +54.56% | -7.79% | |
| 0.67% | +22.78% | +65.91% | +56.96% | -7.69% | |
| 0.40% | +23.15% | +67.29% | +59.15% | -7.65% | |
| 0.34% | +23.22% | +67.64% | +59.61% | -7.65% | |
| 1.14% | +22.24% | +63.68% | +53.39% | -7.82% | |
| 0.48% | +23.05% | +66.99% | +58.53% | -7.71% | |
| 0.34% | +23.22% | +67.64% | +59.60% | -7.66% | |
| 0.64% | +23.16% | +67.31% | +59.20% | -7.62% | |
| 0.69% | +23.11% | +67.03% | +58.76% | -7.64% | |
| 0.56% | +22.90% | +66.45% | +57.86% | -7.67% | |
| 0.39% | +23.16% | +67.30% | +59.17% | -7.62% | |
| 0.36% | +23.18% | +67.44% | +59.38% | -7.67% | |
| 0.43% | +23.12% | +67.14% | +58.80% | -7.69% |
These classes hold the same portfolio, so the 8.63pp spread over 5 years is the cost difference between them — roughly 1.73pp a year — not a difference in what they own.
Fees & fund details
American Funds Growth and Income Portfolio is an actively managed U.S. equity fund.
- Asset class
- Equity
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Features
- Fund of funds
- Expense ratio, by class
- 0.34% – 1.44%· GAIOX 0.65%
- Portfolio turnover
- 2.00% a year · as of 2025 Q4
Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.
Turnover is how much of the portfolio was replaced in a year.
Classified from what the fund holds, not from its name · 2026 Q2. The summary is a paraphrase of the prospectus; the objective is verbatim.
What changed this quarter
Positions that entered or left the fund since its previous filing. Positions that were only resized are not listed.
0 new
0 exited
Understand how this fund fits with the rest.
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