American Funds Retirement Income Portfolio - Enhanced
American Funds Retirement Income Portfolio Series · 14 share classes
Fund classification
Classified from what the fund holds · as of 2026 Q2
American Funds Retirement Income Portfolio - Enhanced is an actively managed U.S. equity fund.
- Asset class
- Equity
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Features
- Fund of funds
Fund profile
As filed in the prospectus · 2025 Q4
The fund strives for the accomplishment of three investment objectives: current income, long-term growth of capital and conservation of capital, with an emphasis on income and growth of capital.
The fund invests in a mix of other American Funds, primarily equity-income, balanced, and growth-and-income funds, with potential fixed-income fund exposure, to gain significant exposure to dividend-paying and growth-oriented stocks both inside and outside the United States. The Enhanced Portfolio tilts toward a higher ratio of equity-focused underlying funds and may hold fixed-income funds with exposure to securities rated BB+ or below, seeking to enhance current income and long-term capital growth. Because the fund's returns depend on the investment positions and performance of the underlying funds it selects, adjustments to those holdings or their weightings will affect the fund's results.
| Share class | Gross | Net |
|---|---|---|
| NDARX | 0.61% | — |
| NDCRX | 1.34% | — |
| FCFWX | 0.67% | — |
| FGFWX | 0.41% | — |
| RCRPX | 1.34% | — |
| RFRPX | 1.14% | 1.14% |
| RIRPX | 1.11% | 1.11% |
| RLRPX | 0.91% | 0.90% |
| RPRPX | 0.57% | 0.57% |
| RXRPX | 0.38% | 0.38% |
| RVRPX | 0.32% | 0.32% |
| RRQPX | 0.45% | 0.45% |
| FIEWX | 0.32% | — |
| TAFEX | 0.58% | — |
Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.
Portfolio turnover 4.00% · as of 2025 Q4
Allocation
Asset groups · long / short shown separately, never netted · 2026 Q2
| Stocks | 68.45% |
| Bonds | 21.84% |
| Securitized | 5.06% |
| Cash & short-term | 4.58% |
| 2 smaller | 0.45% |
Look-through blends 8 underlying funds; 10.068% of NAV was not looked through and stays direct-classified.
Latest quarter
What changed since the fund's previous filing
Return profile
Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026
| Share class | 1-year | 3-year | 5-year | Vol | Worst fall |
|---|---|---|---|---|---|
| +20.82% | +47.83% | +47.44% | 8.43% | -6.57% | |
| +19.92% | +44.66% | +42.14% | 8.40% | -6.78% | |
| +20.79% | +47.49% | +46.89% | 8.41% | -6.60% | |
| +21.02% | +48.69% | +48.87% | 8.38% | -6.51% | |
| +20.05% | +44.82% | +42.45% | 8.43% | -6.74% | |
| +20.16% | +45.29% | +43.36% | 8.42% | -6.66% | |
| +20.23% | +45.67% | +43.91% | 8.38% | -6.69% | |
| +20.48% | +46.50% | +45.48% | 8.40% | -6.64% | |
| +20.96% | +48.24% | +48.00% | 8.37% | -6.54% | |
| +21.16% | +48.94% | +49.31% | 8.47% | -6.57% | |
| +21.10% | +49.05% | +49.54% | 8.42% | -6.48% | |
| +21.06% | +48.58% | +48.66% | 8.45% | -6.52% | |
| +21.15% | +49.06% | +49.55% | 8.44% | -6.49% | |
| +21.13% | +49.04% | +49.46% | 8.39% | -6.49% |
These classes hold the same portfolio, so the 7.41pp spread over 5 years is the cost difference between them — roughly 1.48pp a year — not a difference in what they own.
Holdings
By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page
| Ticker | Issuer | %NAV | Reported price | Value | Shares |
|---|---|---|---|---|---|
| RLBGX | AMERICAN BALANCED FUND (AMBAL)RLBGX | 20.21% | $39.60 | $455.79M | 11.5M |
| RIDGX | INCOME FUND OF AMERICA (THE) (IFA)RIDGX | 19.88% | $27.53 | $448.41M | 16.3M |
| RIRGX | CAPITAL INCOME BUILDER (CIB)RIRGX | 17.91% | $81.18 | $403.91M | 5.0M |
| RWIGX | CAPITAL WORLD GROWTH & INCOME FUNDRWIGX | 10.34% | $77.70 | $233.17M | 3.0M |
| RMDUX | AMERICAN FUNDS MULTI-SECTOR INCOME FUND (MSI)RMDUX | 6.80% | $9.38 | $153.38M | 16.4M |
| — | AMCAP FUND | 5.24% | $48.65 | $118.29M | 2.4M |
| RMFGX | AMERICAN MUTUAL FUND (AMF)RMFGX | 4.99% | $61.84 | $112.49M | 1.8M |
| RGBGX | AMERICAN FUNDS GLOBAL BALANCED FUND (GBAL)RGBGX | 4.92% | $41.92 | $111.03M | 2.6M |
| RITGX | AMERICAN HIGH-INCOME TRUSTRITGX | 4.83% | $9.87 | $108.98M | 11.0M |
| — | BOND FUND OF AMERICA (THE) (BFA) | 4.82% | $11.29 | $108.80M | 9.6M |
Reported price is the fund's own reported value divided by its own reported shares at 2026-04-30 — not a live quote, and not what the fund paid.
Top 10 positions are 99.94% of net assets, top 25 99.94%, across 10 issuers.
See more of this fund's book
More positions with filed share counts, and the quarter-over-quarter change list rather than the largest few — free with an account, no card required.
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