MFS Moderate Allocation Fund

MFS SERIES TRUST X · 9 share classes

Actively managed U.S. equity fund
One fund, 9 share classes:MAMAXMAMJXMMABXMMACXMMAIXMAMFXMARRXMAMHXMAMPX
$6.45B NAV
23 positions · as of 2026-05-31 · filed 2026-07-27

Fund classification

Classified from what the fund holds · as of 2026 Q2

MFS Moderate Allocation Fund is an actively managed U.S. equity fund.

Asset class
Equity
Region
United States
Management
Actively managed
Fund type
Open-end fund
Features
Fund of funds

Fund profile

As filed in the prospectus · 2025 Q3

The fund's investment objective is to seek a high level of total return consistent with a moderate level of risk relative to the other MFS Asset Allocation Funds. (The MFS Asset Allocation Funds currently are MFS Conservative Allocation Fund, MFS Moderate Allocation Fund, MFS Growth Allocation Fund, and MFS Aggressive Growth Allocation Fund.)

Strategy · summarised

The fund invests in a diversified portfolio of other MFS mutual funds across equity, non-traditional, and bond asset classes, with a long-term strategic allocation of approximately 60% to equities and non-traditional assets and 40% to bonds and cash. Within equities, the fund diversifies by geography, market capitalization, and style; non-traditional funds provide exposure to less correlated asset classes such as real estate and commodities; and bond funds span varying degrees of geographic, interest rate, and credit exposure. The fund may deviate from its long-term strategic allocations by up to plus or minus 10% under normal market conditions, and allocations to non-traditional funds will not typically exceed 20% of assets.

Expenses
0.56% 1.64%across 9 share classes
Share classGrossNet
MAMAX0.89%0.89%
MAMJX0.64%0.64%
MMABX1.64%1.64%
MMACX1.64%1.64%
MMAIX0.64%0.64%
MAMFX1.64%1.64%
MARRX1.14%1.14%
MAMHX0.89%0.89%
MAMPX0.57%0.56%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 6.00% · as of 2025 Q3

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

100.55%
of net assets
Stocks57.79%
Bonds29.24%
Securitized11.97%
Cash & short-term1.29%
2 smaller0.27%

Look-through blends 22 underlying funds; 0.997% of NAV was not looked through and stays direct-classified.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 0 new0 exited

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+14.57%+34.32%+27.10%7.63%-7.23%
+14.84%+35.36%+28.71%7.60%-7.13%
+13.67%+31.42%+22.45%7.65%-7.37%
+13.69%+31.32%+22.43%7.67%-7.37%
+14.90%+35.39%+28.75%7.63%-7.15%
+13.76%+31.44%+22.48%7.60%-7.41%
+14.32%+33.40%+25.62%7.69%-7.28%
+14.55%+34.36%+27.14%7.62%-7.19%
+14.96%+35.66%7.63%-7.14%

These classes hold the same portfolio, so the 4.34pp spread over 3 years is the cost difference between them — roughly 1.45pp a year — not a difference in what they own.

Cumulative return· Jun 2023 – Apr 2026

May 2026 has been filed since the trailing figures were struck, so it is not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
MFS Government Securities FundMFGKX9.77%$629.86M
MFS Research Bond Fund8.63%$556.48M
MFS Value Fund7.97%$514.00M
MFS Growth Fund7.38%$476.26M
MFS Research FundMFRKX7.38%$475.72M
MFS Mid Cap Value Fund7.07%$455.83M
MFS Mid Cap Growth Fund7.06%$455.59M
MFS Inflation Adjusted Bond FundMIAKX6.96%$448.82M
MFS Research International FundMRSKX5.24%$338.26M
MFS Global Opportunistic Bond FundMGBOX4.96%$319.93M
Showing 10 of 23Sign in to see more

Reported price is the fund's own reported value divided by its own reported shares at 2026-05-31 — not a live quote, and not what the fund paid.

Top 10 positions are 72.41% of net assets, top 25 99.82%, across 23 issuers.

See more of this fund's book

More positions with filed share counts, and the quarter-over-quarter change list rather than the largest few — free with an account, no card required.

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