VANGUARD TOTAL INTERNATIONAL BOND INDEX FUND

VANGUARD CHARLOTTE FUNDS · 5 share classes

Developed international bond index ETF
One fund, 5 share classes:VTIBXVTABXVTIFXBNDXVSIBX
$117.95B NAV
6,749 positions · as of 2026-04-30 · filed 2026-06-26

Fund classification

Classified from what the fund holds · as of 2026 Q2

VANGUARD TOTAL INTERNATIONAL BOND INDEX FUND is a developed international bond index ETF that tracks the Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged).

Asset class
Bonds
Region
Developed international
Management
Index (passive)
Fund type
ETF
Credit quality
Investment grade
Rate sensitivity
Intermediate duration

Fund profile

As filed in the prospectus · 2026 Q1

Vanguard Total International Bond Index Fund (the Fund) seeks to track the performance of a benchmark index that measures the investment return of non-U.S. dollar-denominated investment-grade bonds.

Strategy · summarised

The fund tracks the Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index, which measures investment-grade bonds issued in non-U.S. currencies by governments, agencies, and corporations in developed and emerging markets. It holds a sampling of index constituents selected to approximate the index's risk factors and characteristics while maintaining the index's dollar-weighted average maturity. To hedge foreign currency exposure, the fund uses currency forward contracts. Because the fund samples rather than fully replicates the index, its returns may diverge from the index.

Expenses
0.03% 0.13%across 4 share classes
Share classExpense ratio
VTIBX0.13%
VTABX0.10%
VTIFX0.03%
BNDX0.07%

Portfolio turnover 23.00% · as of 2026 Q1

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

98.00%
of net assets
Bonds98.82%
Cash & short-term1.25%
Derivatives-2.06%

The outer band is exposure held short — written against the portfolio rather than part of it, which is why it sits outside the ring and why the two are never netted into one figure.

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 394 new304 exited

Largest new: Bundesobligation, French Republic Government Bond OAT, Spain Government Bond ×2, Japan Government Five Year Bond, Bundesrepublik Deutschland Bundesanleihe, Japan Government Ten Year Bond, European Union

Largest exited: French Republic Government Bond OAT, United Kingdom Gilt, Italy Buoni Poliennali Del Tesoro ×2, Republic of Austria Government Bond, Australia Government Bond, Japan Government Two Year Bond, Korea Treasury Bond

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+1.25%+11.62%+1.02%3.14%-2.24%
+1.32%+11.75%+1.27%3.10%-2.24%
+1.38%+11.91%+1.45%3.15%-2.27%
+1.35%+11.86%+1.44%3.13%-2.26%

These classes hold the same portfolio, so the 0.43pp spread over 5 years is the cost difference between them — roughly 0.09pp a year — not a difference in what they own.

Cumulative return· May 2023 – Apr 2026

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-04-30

Avg coupon
2.65%
Avg maturity
8.72 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

4%
floating
Fixed rate96.4%
Floating rate3.5%
Zero-coupon or unclassified0.1%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y0.2%
1-3y22.1%
3-5y20.0%
5-10y32.0%
10y+25.7%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: none reported

Based on what filers reported; a filer that never reported a flag also reads as none.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying a small fraction as much.

Interest-rate duration
6.67 yr
approx. move per 100bp
Credit-spread duration
1.94 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -8.5%
of value
Interest rates77%
Credit spreads23%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+1.94
yrs total
Investment grade+1.94 yr
High yield+0.00 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate6.67 yr total
3 mo30 yr
3 mo0.05 yr1%
1 yr0.59 yr9%
5 yr1.87 yr28%
10 yr2.69 yr40%
30 yr1.47 yr22%
Credit spread1.94 yr total
3 mo30 yr
3 mo0.00 yr0%
1 yr0.24 yr12%
5 yr0.72 yr37%
10 yr0.72 yr37%
30 yr0.26 yr13%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.05+0.00+0.00$24.7k$113
1 yr+0.59+0.24+0.00$2.79m$11.9k
5 yr+1.87+0.72+0.00$8.45m$24.8k
10 yr+2.69+0.72+0.00$8.52m$11.4k
30 yr+1.47+0.26+0.00$3.09m$1.8k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Rate exposure by currency

Duration contribution in years, summing to the fund's 6.67 yr.

EUR+3.46 yr
JPY+0.99 yr
GBP+0.59 yr
CAD+0.45 yr
KRW+0.22 yr
AUD+0.20 yr
20 others+0.77 yr

This is where the fund's rate exposure sits, not its currency risk — most international bond funds hedge the currency back to dollars, and the size of those hedges is not in the filing. Tenors are also summed across curves, so a 5-year JPY point and a 5-year USD point are added together.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
Vanguard Cmt Funds-Vanguard Market Liquidity Fund1.25%$1.47B
French Republic Government Bond OAT2.70% · due 2031-02-250.40%$469.98M
French Republic Government Bond OAT2.75% · due 2029-02-250.39%$456.74M
United Kingdom Gilt4.38% · due 2030-03-070.38%$450.64M
United Kingdom Gilt4.38% · due 2028-03-070.37%$435.12M
United Kingdom Gilt4.13% · due 2029-07-220.36%$420.43M
United Kingdom Gilt4.13% · due 2031-03-070.33%$388.25M
United Kingdom Gilt3.75% · due 2038-01-290.30%$356.76M
Spain Government Bond2.40% · due 2028-05-310.29%$338.10M
Italy Buoni Poliennali Del Tesoro4.10% · due 2029-02-010.29%$338.88M
Showing 10 of 6,749Sign in to see more

Top 10 positions are 4.34% of net assets, top 25 8.04%, across 1.4K issuers.

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