WILLIS TOWERS WATSON PLC

Willis Towers Watson Public Limited Company (NASDAQ: WTW) operates as a leading global advisory, broking and solutions company serving more than 140 countries and markets with approximately 47,000 colleagues. The company's website is www.wtwco.com.

WTW provides data-driven, insight-led solutions across three primary areas: people, risk, and capital. The company serves a diverse client base ranging from large multinational corporations to middle-market companies, including approximately 93 percent of the FTSE 100, 89 percent of the Fortune 1000, and 92 percent of the Fortune Global 500. The company places insurance with approximately 2,500 insurance carriers globally.

The company operates through two integrated reportable segments. The Health, Wealth & Career segment, representing 55 percent of revenue, provides advice, broking, solutions and technology for employee benefit plans, institutional investors, compensation programs and employee experience. This segment addresses four key areas: Health and Benefits, Retirement, Investments, and Career services, along with Benefits Delivery and Outsourcing including individual marketplace and global outsourcing operations. The Risk & Broking segment, representing 45 percent of revenue, delivers risk advice, insurance brokerage and consulting services through Corporate Risk & Broking and Insurance Consulting and Technology businesses. The Corporate Risk & Broking business places more than 34 billion dollars of premiums annually into insurance markets.

WTW's workforce is distributed geographically with 12,300 colleagues in North America, 15,300 in Europe, and 19,300 in International locations. By segment, Health, Wealth & Career employs 23,100 colleagues while Risk & Broking employs 16,800, with 7,000 in corporate and other functions.

The company derives the majority of revenue from commissions on brokerage services or fees for consulting services. WTW is not an insurance company and does not underwrite insurable risks. The business model emphasizes integrated advisory services combining broking, consulting and technology solutions to address client challenges across human resources, finance and risk management. The company maintains long-term client relationships, with many spanning decades, and benefits from recurring revenue streams through multi-year contracts and ongoing service requirements.