RKT

Rocket Companies, Inc.

Ticker: RKTFinancialsBanks & Brokers
HQ DETROIT, MICIK 1805284FY end 12-31

The business

Rocket Companies, Inc. (NYSE: RKT) operates as a Detroit-based fintech company providing an integrated ecosystem of mortgage, real estate, and personal finance services. The company's website is rocketcompanies.com.

The flagship Rocket Mortgage brand represents the nation's largest mortgage originator by loan units and the nation's largest mortgage servicer, with a servicing portfolio unpaid principal balance of $2.1 trillion as of December 31, 2025. Rocket Mortgage operates across distinct channels including Direct to Consumer, Wholesale through Rocket Pro, Premier Enterprise Partner, and Correspondent channels. The company maintains a 97% net client retention rate on an annual basis for its servicing portfolio.

Beyond mortgage origination and servicing, Rocket Companies operates several complementary businesses. Redfin, acquired on July 1, 2025, functions as a leading digital real estate brokerage and home search platform enabling consumers to search for homes, connect with agents, and obtain mortgage approval. Rocket Close, formerly Amrock, serves as the national title producer, settlement provider, and appraisal management company. Rocket Money operates as a personal finance application offering subscription cancellation, budget management, and credit score improvement services. Rocket Loans provides personal loan products targeting prime borrowers through an automated technology platform.

The company employs approximately 23,500 team members based in the United States, Canada, and India. Rocket Companies completed the acquisition of Mr. Cooper, a leading mortgage servicer and originator, on October 1, 2025, further expanding Rocket Mortgage's capabilities.

The business model generates revenue through multiple streams including gain on sale of loans, loan servicing income, interest income, and other income from deposit services, title and closing services, Rocket Money subscribers, real estate services, and personal loans. The company leverages proprietary technology and artificial intelligence across its operations, maintaining over 30 petabytes of data and generating over 160 million client calls annually. Rocket's vertically integrated platform aims to deliver seamless experiences across home search, mortgage finance and servicing, title and closing, financial wellness, and personal loans, supported by the widely recognized Rocket brand and the company's foundational principles known as ISMs.

Sector
Financials
Industry
Banks & Brokers
HQ
DETROIT, MI
FY end
12-31
CIK
1805284
SIC
6162
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