ACI Worldwide, Inc.
ACI Worldwide, Inc. (NASDAQ: ACIW) is a global software company that develops, markets, installs, and supports intelligent payments orchestration solutions for banks, merchants, and billers worldwide. The company's website is www.aciworldwide.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What ACI Worldwide, Inc. does
In the company’s own words
ACI Worldwide, Inc. (NASDAQ: ACIW) is a global software company that develops, markets, installs, and supports intelligent payments orchestration solutions for banks, merchants, and billers worldwide. The company's website is www.aciworldwide.com.
ACI powers the world's payments ecosystem by enabling complex payment processing across any channel, network, and payment type. The company's comprehensive solution portfolio spans the entire payments value chain, addressing authentication, authorization, switching, settlement, fraud detection, and reconciliation of digital payments. ACI's software operates continuously across 24 hours, seven days a week, supporting transactions from diverse sources including ATMs, point-of-sale terminals, mobile devices, and internet commerce platforms.
The company serves three primary markets. Banks and intermediaries utilize ACI's solutions to transform complex payment environments, reduce costs, and deliver consistent customer experiences while preventing fraud. Merchants, including seven of the top ten global retailers, leverage ACI's Payments Orchestration Platform to process in-store, online, and mobile payments securely across more than 80,000 merchants worldwide. Billers in consumer finance, insurance, healthcare, utilities, and telecommunications use ACI's electronic bill presentment and payment services to optimize operations and customer satisfaction.
ACI's core solution areas include issuing and acquiring platforms, account-to-account real-time payments, merchant payments orchestration, payments intelligence and risk management powered by artificial intelligence, and bill payment services. The company offers these solutions through traditional on-premises software licenses, cloud-based Software-as-a-Service arrangements, or hybrid deployments tailored to customer requirements.
As of December 31, 2025, ACI employed 2,930 people across the Americas, Europe/Middle East/Africa, and Asia Pacific regions, serving customers in approximately 90 countries. The company serves nearly all top ten banks globally by asset size and maintains no single customer representing more than ten percent of consolidated revenues. ACI was incorporated as a Delaware corporation in 1993 and has built its market position through organic product development and strategic acquisitions that expanded its payments software capabilities.
Company details
- Sector
- Information Technology
- Industry (SIC)
- Prepackaged Software
- Headquarters
- ELKHORN, NE
- Fiscal year end
- December
- CIK
- 935036
- SIC
- 7372
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns ACI Worldwide, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in ACI Worldwide, Inc. · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · ACI Worldwide, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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