Affirm Holdings, Inc.
Affirm (Nasdaq: AFRM) operates a payments and consumer finance platform connecting consumers with merchants and commerce platforms. Its pay-over-time products include short-term Pay-in-X plans, 0% APR monthly installments and interest-bearing monthly installment loans; consumers can also use the Affirm Card, virtual… From the company’s description.
In fiscal 2026, Affirm Holdings, Inc. reported revenue of $4.26B, up 32.2% from fiscal 2025, and net income of $1.93B. Its pre-tax margin was 9.8%.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure.
What Affirm Holdings, Inc. does
In the company’s own words
Affirm (Nasdaq: AFRM) operates a payments and consumer finance platform connecting consumers with merchants and commerce platforms. Its pay-over-time products include short-term Pay-in-X plans, 0% APR monthly installments and interest-bearing monthly installment loans; consumers can also use the Affirm Card, virtual cards, the Affirm App and an FDIC-insured savings account. Merchants integrate Affirm at checkout or through commerce platforms, while consumers use its services online and in stores. Affirm typically earns merchant fees on facilitated transactions and interest income on interest-bearing loans. The company also offers merchant tools for prequalification, promotions, analytics and customer acquisition. It had approximately 571,000 active merchants as of June 30, 2026, and facilitated $50.2 billion in consumer purchases during fiscal 2026. Founded in 2012, Affirm serves customers in the United States, Canada and the United Kingdom, and began a limited launch in Australia in fiscal 2027. Its website is affirm.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- SAN FRANCISCO, CA
- Fiscal year end
- June
- CIK
- 1820953
- SIC
- 6141
Financial performance, year by year
Fiscal 2021–2026 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Affirm Holdings, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in Affirm Holdings, Inc. · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · Affirm Holdings, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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