Ameris Bancorp
Ameris Bancorp operates as a financial holding company primarily through its wholly owned banking subsidiary, Ameris Bank, providing comprehensive banking services to retail and commercial customers across the southeastern United States. The company's website is www.amerisbank.com and its common stock trades on the… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Ameris Bancorp does
In the company’s own words
Ameris Bancorp operates as a financial holding company primarily through its wholly owned banking subsidiary, Ameris Bank, providing comprehensive banking services to retail and commercial customers across the southeastern United States. The company's website is www.amerisbank.com and its common stock trades on the NASDAQ under the ticker symbol ABCB.
The company maintains a diversified loan portfolio totaling approximately $22.14 billion as of December 31, 2025, representing about 80.5% of total assets. Ameris Bank operates 163 full-service domestic banking offices concentrated in select markets throughout Georgia, Alabama, Florida, North Carolina, and South Carolina. The bank does not operate internationally or participate in foreign, energy-related, or subprime lending activities.
Core banking services include commercial real estate lending, which represents the largest segment of the loan portfolio, along with residential real estate mortgage origination, commercial and industrial lending, consumer loans, and agricultural financing. The company also provides treasury and cash management services, insurance premium financing, and mortgage refinancing services. Through national lending channels, Ameris serves consumer and business customers nationwide in equipment finance, premium finance, and government-guaranteed lending programs.
The company's deposit base totals $22.38 billion and includes a full range of interest-bearing and noninterest-bearing accounts serving both retail and commercial customers. Ameris maintains correspondent relationships with the Federal Home Loan Bank system and participates in federal funds markets and the Federal Reserve discount window borrowing program.
As of December 31, 2025, the company employed approximately 2,673 full-time-equivalent employees and maintained total assets of $27.52 billion with shareholders' equity of $4.08 billion. The company's strategy emphasizes organic growth and selective acquisition activity to expand its franchise in existing markets and neighboring communities. Ameris maintains a community banking philosophy emphasizing personalized service, local market knowledge, and decentralized decision-making to differentiate itself from larger competitors while building deep customer relationships and maintaining a substantial base of low-cost core deposits.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- ATLANTA, GA
- Fiscal year end
- December
- CIK
- 351569
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Ameris Bancorp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Ameris Bancorp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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