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Companies / Financials / Ameris Bancorp
ABCB

Ameris Bancorp

FinancialsBanks & Brokers
Ticker ABCBATLANTA, GAFiscal year ends DecemberBook value per share $61.29Diluted shares 67.3M

Ameris Bancorp (NYSE: ABCB) is a financial holding company whose banking subsidiary, Ameris Bank, provides retail and commercial banking services primarily in Georgia, Alabama, Florida, North Carolina and South Carolina. Its offerings include deposit accounts, commercial and consumer lending, real estate and… From the company’s description.

Over the twelve months to Sep 30, 2026, Ameris Bancorp reported revenue of $1.27B, up 6.5% from a year earlier, and net income of $386.39M. Its pre-tax margin was 39.3%. In fiscal 2025, it reported revenue of $1.21B, up 5.7% from fiscal 2024, and net income of $412.15M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$1.21BFY2025
+5.7% year over year
Last 12 mo $1.27B
44.19%FY2025
+2.5 percentage points
Last 12 mo 39.26%
$412.15MFY2025
+14.9% year over year
Last 12 mo $386.39M
10.11%FY2025
+0.6 percentage points
Last 12 mo 9.37%
Cash & financing
$390.18MFY2025
+153.0% year over year
Last 12 mo $663.68M
$369.64MFY2025
+162.7% year over year
Last 12 mo $635.22M
5.66FY2025
Was 5.90× a year earlier
Last 12 mo 5.81
68.7MFY2025
−0.5% year over year
Last 12 mo 67.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Ameris Bancorp does

In the company’s own words

Ameris Bancorp (NYSE: ABCB) is a financial holding company whose banking subsidiary, Ameris Bank, provides retail and commercial banking services primarily in Georgia, Alabama, Florida, North Carolina and South Carolina. Its offerings include deposit accounts, commercial and consumer lending, real estate and agricultural loans, treasury and cash management services, insurance premium financing, and mortgage and refinancing services; selected lending businesses also serve customers nationwide. The company reports through its banking operations rather than describing separate reportable business segments in the provided text. Ameris Bank operates 163 full-service offices and serves individuals, businesses and other organizations. At December 31, 2025, Ameris Bancorp had $27.52 billion in total assets and $22.14 billion in loans; it employed 2,673 full-time-equivalent employees. The company’s principal banking brand is Ameris Bank, and its growth has included both organic expansion and acquisitions. Its website is www.amerisbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
ATLANTA, GA
Fiscal year end
December
CIK
351569
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-126.94M$253.87M$634.68M$1.02B$1.40B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Ameris Bancorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

393
funds hold it
0 of 35
superinvestors hold it
$3.11B
held by funds, at market
52.6%
of shares held by funds

Largest fund holders · Ameris Bancorp’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.31%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.18%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.07%of fund net assets
Eaton Vance Atlanta Capital SMID-Cap Fund
EAASX · Eaton Vance Growth Trust
1.19%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Ameris Bancorp and its peers compare on margins and cash generation over ten years?”
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