10x Insights
Loading account…
Companies / Real Estate / ARBOR REALTY TRUST INC
ABR

ARBOR REALTY TRUST INC

Real EstateREITs
Ticker ABRUNIONDALE, NYFiscal year ends DecemberBook value per share $14.43Diluted shares 192.5M

Arbor Realty Trust, Inc. (NYSE: ABR) operates as a nationwide real estate investment trust and direct lender providing loan origination and servicing for commercial real estate assets. The company's website is www.arbor.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$510.40M
−18.0% year over year
Last 12 mo $479.09M
0.00%
$157.83M
−44.4% year over year
Last 12 mo $59.00M
5.73%
−3 percentage points
Last 12 mo 2.08%
Cash & financing
$372.38M
−19.3% year over year
Last 12 mo $311.76M
$372.38M
−19.3% year over year
Last 12 mo $311.76M
3.68
Was 3.23× a year earlier
Last 12 mo 3.93
209.7M
+2.0% year over year
Last 12 mo 192.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What ARBOR REALTY TRUST INC does

In the company’s own words

Arbor Realty Trust, Inc. (NYSE: ABR) operates as a nationwide real estate investment trust and direct lender providing loan origination and servicing for commercial real estate assets. The company's website is www.arbor.com.

The company operates through two primary business segments: the Structured Loan Origination and Investment Business and the Agency Loan Origination and Servicing Business. The Structured Business invests in a diversified portfolio of structured finance assets across multifamily, single-family rental, and commercial real estate markets, primarily consisting of bridge loans, mezzanine loans, junior participating interests, and preferred equity investments. The Agency Business originates, sells, and services multifamily finance products through government-sponsored enterprises including Fannie Mae and Freddie Mac, as well as through HUD programs. The company retains servicing rights on substantially all loans originated and sold.

As of December 31, 2025, Arbor's Structured Business portfolio totaled approximately $12.1 billion in unpaid principal balance across 632 loans and investments, with 73 percent concentrated in multifamily assets and 26 percent in single-family rental properties. The Agency Business servicing portfolio comprised approximately $36.2 billion in unpaid principal balance across 4,131 loans, with significant concentration in Fannie Mae loans representing 66 percent of the portfolio. The company generated $5.07 billion in loan originations during 2025 with a sales margin of 138 basis points and an MSR rate of 107 basis points.

Arbor employs 653 individuals across a network of sales and support offices in twelve states including California, Florida, Georgia, New York, and Texas. The company maintains long-established relationships with government-sponsored enterprises and operates through its operating partnership, Arbor Realty Limited Partnership, structured to qualify as a REIT for federal income tax purposes. The company's business model emphasizes an annuity-based approach generating diversified income streams through both structured lending and agency servicing operations, with a strategic focus on refinancing multifamily bridge loans into agency financing to generate additional revenue and deleverage the balance sheet.

Company details
Sector
Real Estate
Industry
REITs
Headquarters
UNIONDALE, NY
Fiscal year end
December
CIK
1253986
SIC
6798

Financial performance, year by year

Fiscal 2013–2025 · USD
$-72.10M$144.20M$360.51M$576.81M$793.11M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns ARBOR REALTY TRUST INC — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

163
funds hold it
0 of 35
superinvestors hold it
$341.98M
held by funds, at market
32.3%
of shares held by funds
8
bond issues held by funds

Largest fund holders · ARBOR REALTY TRUST INC’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.05%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.01%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
0.05%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

ARBOR REALTY TRUST INC’s bonds, as funds hold them

Funds report holding 8 issues of ARBOR REALTY TRUST INC’s debt, $406.13M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 7.09%, maturing 2026 to 2030.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do ARBOR REALTY TRUST INC and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of ARBOR REALTY TRUST INC's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in ARBOR REALTY TRUST INC's last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.