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Companies / Financials / Atlanticus Holdings Corp
ATLCP

Atlanticus Holdings Corp

FinancialsBanks & Brokers
Ticker ATLCPATLANTA, GAFiscal year ends DecemberBook value per share $42.44Diluted shares 19.1M

Atlanticus Holdings Corporation (Nasdaq: ATLC) is a financial technology company that provides technology and support services to lenders offering consumer credit products in the United States, including to consumers who may have limited access to financing from larger financial institutions. Its platform supports… From the company’s description.

Over the twelve months to Sep 30, 2026, Atlanticus Holdings Corp reported revenue of $2.91B, up 83.6% from a year earlier, and net income of $224.33M. In fiscal 2025, it reported revenue of $1.97B, up 50.1% from fiscal 2024, and net income of $120.61M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$1.97BFY2025
+50.1% year over year
Last 12 mo $2.91B
0.00%FY2025
$120.61MFY2025
+9.5% year over year
Last 12 mo $224.33M
20.08%FY2025
−2.5 percentage points
Last 12 mo 27.64%
Cash & financing
$637.96MFY2025
+35.9% year over year
Last 12 mo $1.08B
$637.96MFY2025
+35.9% year over year
Last 12 mo $1.08B
10.71FY2025
Was 5.03× a year earlier
Last 12 mo 7.95
19.2MFY2025
+2.0% year over year
Last 12 mo 19.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Atlanticus Holdings Corp does

In the company’s own words

Atlanticus Holdings Corporation (Nasdaq: ATLC) is a financial technology company that provides technology and support services to lenders offering consumer credit products in the United States, including to consumers who may have limited access to financing from larger financial institutions. Its platform supports instant credit decisions and account servicing, and Atlanticus generally acquires the receivables generated through its programs with bank partners. The company reports two segments: Credit as a Service (CaaS), which supports private label and general purpose credit cards, loan servicing and related services, and Auto Finance, which purchases and services automobile loans and provides floor-plan financing to independent used-car dealers. CaaS brands include Aspire, Curae, Emerge, Fortiva, Imagine, Mercury, Salute and Tribute; its private label products also use retail partners’ brands. Mercury became a wholly owned subsidiary in 2025, adding credit card programs and receivables. In 2025, Atlanticus employed 576 people, and its auto finance operations served more than 700 dealers in 33 states and two U.S. territories. Its website is www.Atlanticus.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
ATLANTA, GA
Fiscal year end
December
CIK
1464343
SIC
6141

Financial performance, year by year

Fiscal 2011–2025 · USD
$-336.35M$550.09M$1.44B$2.32B$3.21B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Atlanticus Holdings Corp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

170
funds hold it
0 of 35
superinvestors hold it
$146.22M
held by funds, at market

Largest fund holders · Atlanticus Holdings Corp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
U.S. Targeted Value Portfolio
DFFVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets
0.28%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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