10x Insights
Loading account…
Companies / Financials / Banc of California, Inc.
BANC

Banc of California, Inc.

FinancialsCommercial Banks
Ticker BANCSANTA ANA, CAFiscal year ends DecemberBook value per share $21.42Diluted shares 156.4M

Banc of California, Inc. (NYSE: BANC) is a bank holding company whose subsidiary, Banc of California, provides relationship-based banking and treasury management services to small, middle-market and venture-backed businesses, as well as nonprofits, business owners, entrepreneurs, professionals and high-net-worth… From the company’s description.

Over the twelve months to Sep 30, 2026, Banc of California, Inc. reported revenue of $900.08M, down 17.5% from a year earlier, and a net loss of $8.95M. Its pre-tax margin was −3.5%. In fiscal 2025, it reported revenue of $1.12B, up 11.6% from fiscal 2024, and net income of $228.97M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$1.12BFY2025
+11.6% year over year
Last 12 mo $900.08M
27.96%FY2025
+11.2 percentage points
Last 12 mo -3.52%
$228.97MFY2025
+80.5% year over year
Last 12 mo $-8.95M
6.47%FY2025
+2.8 percentage points
Last 12 mo -0.27%
Cash & financing
$255.60MFY2025
+230.3% year over year
Last 12 mo $379.53M
$234.77MFY2025
+265.0% year over year
Last 12 mo $350.15M
8.71FY2025
Was 8.44× a year earlier
Last 12 mo 9.33
161.7MFY2025
−4.1% year over year
Last 12 mo 156.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Banc of California, Inc. does

In the company’s own words

Banc of California, Inc. (NYSE: BANC) is a bank holding company whose subsidiary, Banc of California, provides relationship-based banking and treasury management services to small, middle-market and venture-backed businesses, as well as nonprofits, business owners, entrepreneurs, professionals and high-net-worth individuals. Its products include commercial and community banking, specialized lending, deposits, cash and treasury management, foreign exchange, and electronic payment processing. The company is organized around four business groups: Commercial & Community Banking, Specialty Banking, Deposit and Transaction Services, and Payment Solutions. Specialty Banking serves niche industries including homeowner associations, venture businesses, lender finance, mortgage warehouse lending, media and entertainment, and equipment finance. Payment services include merchant acquiring through the BancEdge platform and business card issuing. The bank serves customers through 79 full-service branches in California, Denver and Durham, regional offices nationwide, and online and mobile channels; SmartStreet is its platform for the community association management industry. The 2023 merger with PacWest Bancorp expanded the company’s banking operations. At December 31, 2025, it had $34.8 billion in assets and 1,904 employees. Its website is http://bancofcal.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
SANTA ANA, CA
Fiscal year end
December
CIK
1169770
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-2.20B$-1.30B$-389.81M$515.79M$1.42B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Banc of California, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

335
funds hold it
0 of 35
superinvestors hold it
$1.53B
held by funds, at market
48.5%
of shares held by funds
2
bond issues held by funds

Largest fund holders · Banc of California, Inc.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.15%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.09%of fund net assets
T. Rowe Price Small-Cap Value Fund, Inc.
PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
0.66%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Banc of California, Inc.’s bonds, as funds hold them

Funds report holding 2 issues of Banc of California, Inc.’s debt, $29.05M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 3.25%, maturing 2030 to 2031.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Banc of California, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Banc of California, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Banc of California, Inc.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.