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Companies / Financials / BANC OF CALIFORNIA, INC.
BANC

BANC OF CALIFORNIA, INC.

FinancialsCommercial Banks
Ticker BANCSANTA ANA, CAFiscal year ends DecemberBook value per share $21.98Diluted shares 155.2M

Banc of California, Inc. (NYSE: BANC) operates as a premier relationship-based commercial bank serving small, middle-market, and venture-backed businesses across the United States. The company maintains its website at bancofcal.com and operates through its wholly owned subsidiary, Banc of California, a California… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$1.12B
+11.6% year over year
Last 12 mo $884.01M
27.96%
+11.2 percentage points
Last 12 mo -5.36%
$228.97M
+80.5% year over year
Last 12 mo $-22.38M
6.47%
+2.8 percentage points
Last 12 mo -0.66%
Cash & financing
$255.60M
+230.3% year over year
Last 12 mo $388.18M
$234.77M
+265.0% year over year
Last 12 mo $364.14M
8.71
Was 8.44× a year earlier
Last 12 mo 0.89
161.7M
Last 12 mo 155.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What BANC OF CALIFORNIA, INC. does

In the company’s own words

Banc of California, Inc. (NYSE: BANC) operates as a premier relationship-based commercial bank serving small, middle-market, and venture-backed businesses across the United States. The company maintains its website at bancofcal.com and operates through its wholly owned subsidiary, Banc of California, a California state-chartered bank and member of the Federal Reserve System.

As of December 31, 2025, Banc of California manages total assets of $34.8 billion, total loans and leases held for investment of $25.0 billion, total deposits of $27.8 billion, and stockholders' equity of $3.5 billion. The company employs 1,904 full-time and part-time employees and operates 79 full-service branches throughout California, with additional locations in Denver, Colorado and Durham, North Carolina, along with regional offices nationwide.

The Bank organizes its operations into four primary business groups. Commercial & Community Banking provides in-market relationship lending and deposit gathering through its branch network. Specialty Banking focuses on niche verticals including homeowners associations, venture banking, lender finance, SBA lending, mortgage warehouse lending, media and entertainment, asset-based lending, and equipment finance. Deposit and Transaction Services delivers tailored cash management and treasury management solutions, including foreign exchange and liquidity management products. Payment Solutions provides integrated electronic payment capabilities through its proprietary BancEdge platform, offering merchant acquiring and card issuing services for commercial clients.

The loan portfolio reflects significant diversification across real estate and commercial segments. Real estate loans comprise 63 percent of the portfolio, including commercial real estate mortgages, multi-family properties, residential mortgages, and construction and land loans. Commercial loans and leases represent 36 percent, encompassing lender finance, equipment finance, venture capital, warehouse loans, and other specialized lending products. Consumer loans comprise one percent of the portfolio.

Deposits totaled $27.8 billion at year-end 2025, consisting of noninterest-bearing deposits, interest-bearing checking accounts, money market accounts, savings accounts, and time deposits. The company also manages $1.2 billion in off-balance sheet client investment funds. Banc of California completed a transformational merger with PacWest Bancorp in November 2023, with Banc of California continuing as the surviving entity and rebranding the combined bank operations under the Banc of California name.

Company details
Sector
Financials
Industry
Commercial Banks
Headquarters
SANTA ANA, CA
Fiscal year end
December
CIK
1169770
SIC
6021

Financial performance, year by year

Fiscal 2013–2025 · USD
$-2.20B$-1.30B$-389.81M$515.79M$1.42B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns BANC OF CALIFORNIA, INC. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

335
funds hold it
0 of 35
superinvestors hold it
$1.53B
held by funds, at market
48.5%
of shares held by funds
2
bond issues held by funds

Largest fund holders · BANC OF CALIFORNIA, INC.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.15%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.09%of fund net assets
T. Rowe Price Small-Cap Value Fund, Inc.
PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
0.66%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.24%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

BANC OF CALIFORNIA, INC.’s bonds, as funds hold them

Funds report holding 2 issues of BANC OF CALIFORNIA, INC.’s debt, $29.05M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 3.25%, maturing 2030 to 2031.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “What changed in BANC OF CALIFORNIA, INC.'s last four quarterly filings that the numbers alone won't show?”
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