10x Insights
Loading account…
Companies / Financials / Bank of Marin Bancorp
BMRC

Bank of Marin Bancorp

FinancialsBanks & Brokers
Ticker BMRCNOVATO, CAFiscal year ends DecemberBook value per share $24.82Diluted shares 16.0M

Bank of Marin Bancorp (Nasdaq: BMRC) operates as a community-focused financial institution serving Northern California through its subsidiary, Bank of Marin. The company maintains its website at www.bankofmarin.com and provides comprehensive banking services to business, not-for-profit, and personal banking customers… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$29.39M
−59.9% year over year
Last 12 mo $59.36M
-178.59%
−159.7 percentage points
Last 12 mo -39.58%
$-35.67M
−324.2% year over year
Last 12 mo $-14.26M
-9.04%
−7.1 percentage points
Last 12 mo -3.59%
Cash & financing
$39.08M
+37.8% year over year
Last 12 mo $39.36M
$37.26M
+33.8% year over year
Last 12 mo $38.33M
8.77
Was 7.40× a year earlier
Last 12 mo 0.11
15.9M
−0.6% year over year
Last 12 mo 16.0M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Bank of Marin Bancorp does

In the company’s own words

Bank of Marin Bancorp (Nasdaq: BMRC) operates as a community-focused financial institution serving Northern California through its subsidiary, Bank of Marin. The company maintains its website at www.bankofmarin.com and provides comprehensive banking services to business, not-for-profit, and personal banking customers across its primary market area encompassing Alameda, Amador, Contra Costa, Marin, Napa, Placer, Sacramento, San Francisco, and Sonoma counties.

The bank operates 27 retail branches and 8 commercial banking offices throughout Northern California, supported by a workforce of 311 full-time equivalent employees as of December 31, 2025. The company's customer deposit base comprises approximately 62 percent business deposits and 38 percent consumer deposits, with the majority concentrated in Marin, Napa, Alameda, and southern Sonoma counties.

Bank of Marin's core business encompasses a full suite of lending products including commercial real estate loans, commercial and industrial loans, small business loans, construction financing, consumer loans, and home equity lines of credit. The institution offers diverse deposit products such as checking and savings accounts, time certificates of deposit, Individual Retirement Accounts, Health Savings Accounts, and specialized deposit networks including CDARS, Insured Cash Sweep, and Demand Deposit Marketplace accounts that provide enhanced FDIC insurance coverage.

Beyond traditional banking, the company delivers wealth management and trust services featuring customized investment portfolio management, trust administration, estate settlement, and custody services. Through third-party vendors, Bank of Marin provides merchant and payroll services, commercial equipment leasing, and credit card offerings. The institution also offers modern payment solutions including mobile deposit, Zelle transfers, and comprehensive treasury management services.

The company differentiates itself through relationship banking, exemplary service, disciplined underwriting fundamentals, local decision-making authority, and deep community commitment. Bank of Marin maintains registered service marks including "The Spirit of Marin," "Bank of Marin," and "Committed to your business and our community." The bank was incorporated in 1989 and commenced operations in 1990, with the holding company structure established in 2007. The institution is chartered by California's Department of Financial Protection and Innovation and maintains FDIC insurance coverage for customer deposits.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
NOVATO, CA
Fiscal year end
December
CIK
1403475
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-53.08M$-0.86M$51.36M$103.58M$155.80M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Bank of Marin Bancorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

162
funds hold it
0 of 35
superinvestors hold it
$120.91M
held by funds, at market
27.8%
of shares held by funds

Largest fund holders · Bank of Marin Bancorp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Heartland Value Fund
HRTVX · HEARTLAND GROUP INC.
0.71%of fund net assets
Columbia Small Cap Value Discovery Fund
CSMIX · COLUMBIA FUNDS SERIES TRUST I
0.30%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Bank of Marin Bancorp and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Bank of Marin Bancorp's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Bank of Marin Bancorp's last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.