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Companies / Financials / BayCom Corp
BCML

BayCom Corp

FinancialsBanks & Brokers
Ticker BCMLWALNUT CREEK, CABook value per share $30.74Diluted shares 10.9M

BayCom Corp (NASDAQ: BANR) operates as a bank holding company headquartered in the San Francisco Bay Area, with its principal banking subsidiary being United Business Bank. The company provides comprehensive financial services to small and medium-sized businesses, professional firms, real estate professionals,… From the company’s description.

Fiscal year 2025Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$100.54M
+3.1% year over year
Last 12 mo $103.50M
32.44%
−0.5 percentage points
Last 12 mo 19.26%
$23.93M
+1.3% year over year
Last 12 mo $13.08M
7.07%
−0.2 percentage points
Last 12 mo 3.90%
Cash & financing
$31.83M
+4.9% year over year
Last 12 mo $28.31M
$30.09M
+5.0% year over year
Last 12 mo $26.55M
6.54
Was 7.08× a year earlier
Last 12 mo 0.07
11.0M
−2.4% year over year
Last 12 mo 10.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What BayCom Corp does

In the company’s own words

BayCom Corp (NASDAQ: BANR) operates as a bank holding company headquartered in the San Francisco Bay Area, with its principal banking subsidiary being United Business Bank. The company provides comprehensive financial services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit organizations, labor unions, and individual consumers through a network of 34 full-service banking branches strategically located across multiple states.

The company's geographic footprint spans Northern and Southern California, Colorado, Nevada, New Mexico, and Washington, with significant concentrations in the San Francisco-Oakland-Hayward and San Jose-Sunnyvale-Santa Clara metropolitan areas, as well as the Los Angeles-Long Beach-Anaheim region. As of December 31, 2025, BayCom maintained consolidated assets of $2.6 billion, loans of $2.0 billion, deposits of $2.2 billion, and shareholders' equity of $338.6 million.

BayCom's core business centers on commercial lending, with a loan portfolio heavily weighted toward commercial real estate and construction loans, which represent 86.0% of total loans. The company also originates commercial and industrial loans, Small Business Administration loans under the 7(a) and 504 programs, agricultural loans, and consumer loans. The company operates as a preferred SBA lender and maintains a relationship-focused community banking model emphasizing personalized service and local decision-making.

The company has pursued a strategic acquisition strategy since 2010, completing ten acquisitions that have added approximately $2.3 billion in total assets and $1.9 billion in deposits. Notable acquisitions include the 2017 purchase of First ULB Corp and its United Business Bank subsidiary, which significantly expanded the company's geographic reach and deposit base. The company also opened a de novo branch in Las Vegas, Nevada in August 2023 to expand its market presence.

BayCom's business model leverages its community bank relationships and local market knowledge to compete with larger national institutions while maintaining operational efficiency through selective acquisitions and organic growth initiatives. The company targets markets with strong economic fundamentals and substantial small-to-medium business populations, positioning itself to capture commercial lending opportunities in high-growth metropolitan areas and stable community markets.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
WALNUT CREEK, CA
CIK
1730984
SIC
6022

Financial performance, year by year

Fiscal 2018–2025 · USD
$-10.49M$20.97M$52.43M$83.88M$115.34M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns BayCom Corp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

162
funds hold it
0 of 35
superinvestors hold it
$105.32M
held by funds, at market
30.3%
of shares held by funds

Largest fund holders · BayCom Corp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
0.61%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
0.65%of fund net assets
0.56%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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