C&F Financial Corporation
C&F Financial Corporation (Nasdaq: CFFI) is a Virginia bank holding company whose principal subsidiary, Citizens and Farmers Bank, provides banking services through more than 30 branches across Virginia. The company operates three business segments: community banking, mortgage banking and consumer finance. Community… From the company’s description.
Over the twelve months to Sep 30, 2026, C&F Financial Corporation reported revenue of $151.22M, up 10.4% from a year earlier, and net income of $30.39M. Its pre-tax margin was 24.8%. In fiscal 2025, it reported revenue of $140.84M, up 10.6% from fiscal 2024, and net income of $26.99M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What C&F Financial Corporation does
In the company’s own words
C&F Financial Corporation (Nasdaq: CFFI) is a Virginia bank holding company whose principal subsidiary, Citizens and Farmers Bank, provides banking services through more than 30 branches across Virginia. The company operates three business segments: community banking, mortgage banking and consumer finance. Community banking serves individuals, small and midsize businesses, and commercial and residential real estate investors and developers with deposit accounts, loans, digital banking, wealth management, insurance and title services. Mortgage banking originates residential loans in Virginia and surrounding states for sale to investors, and also provides loan-origination and appraisal services to third parties. Consumer finance purchases automobile installment contracts from franchised and selected independent dealerships, serving prime and non-prime borrowers primarily across the Mid-Atlantic, Midwest and South. At December 31, 2025, the community banking segment had $2.7 billion in assets, consumer finance had $469.9 million, and mortgage banking had $51.3 million; the company employed 575 people. C&F Bank began operating in 1927, while C&F Financial Corporation was incorporated in 1994. Its website is www.cffc.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- TOANO, VA
- Fiscal year end
- December
- CIK
- 913341
- SIC
- 6022
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns C&F Financial Corporation — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · C&F Financial Corporation’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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