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Companies / Financials / California BanCorp \ CA
BCAL

California BanCorp \ CA

FinancialsCommercial Banks
Ticker BCALSAN DIEGO, CAFiscal year ends DecemberBook value per share $18.03Diluted shares 32.5M

California BanCorp (Nasdaq Capital Market) operates as a bank holding company for California Bank of Commerce, N.A., a federally chartered national bank. The company's website is www.californiabankofcommerce.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$180.18M
+41.0% year over year
Last 12 mo $180.21M
0.00%
$63.06M
+1060.6% year over year
Last 12 mo $60.20M
10.94%
+9.9 percentage points
Last 12 mo 10.26%
Cash & financing
$57.29M
+13.9% year over year
Last 12 mo $60.24M
$56.94M
+14.5% year over year
Last 12 mo $59.28M
5.90
Was 6.78× a year earlier
Last 12 mo 0.06
32.7M
+33.0% year over year
Last 12 mo 32.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What California BanCorp \ CA does

In the company’s own words

California BanCorp (Nasdaq Capital Market) operates as a bank holding company for California Bank of Commerce, N.A., a federally chartered national bank. The company's website is www.californiabankofcommerce.com.

As of December 31, 2025, California BanCorp maintains consolidated assets of $4.03 billion, total loans of $3.06 billion, total deposits of $3.37 billion, and shareholders' equity of $576.6 million. The company operates 14 branch offices and 11 commercial banking offices throughout California, serving small to medium-sized businesses and commercial real estate owners and investors across the state.

The bank's lending portfolio is diversified across construction and land development loans, commercial real estate loans, commercial and industrial loans, SBA loans, and consumer loans. Real estate loans represent the largest segment at 70.3% of the portfolio, with commercial real estate comprising 60% of total loans held for investment. Commercial and industrial loans account for 20% of the portfolio, while construction and land development loans represent 4.6%. The company originates SBA 7(a) and 504 loans and maintains a Preferred Lender designation with the Small Business Administration.

On the deposit side, California BanCorp offers demand deposits, money market accounts, and certificates of deposit, along with treasury management services including online banking, cash vault services, sweep accounts, and lockbox processing. Noninterest-bearing demand deposits comprise 35% of total deposits, while the company participates in CDARS and IntraFi Network Insured Cash Sweep programs to facilitate FDIC insurance coverage for larger depositors.

The company employs 288 full-time equivalent employees and serves business sectors including manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contracting, and nonprofit organizations. California BanCorp completed a significant merger with California BanCorp (CALB) on July 31, 2024, which expanded its Northern California presence and added approximately $1.91 billion in assets. The company positions itself as an independent commercial bank emphasizing relationship-based banking, local decision-making, and personalized service to underserved small and medium-sized business markets throughout California.

Company details
Sector
Financials
Industry
Commercial Banks
Headquarters
SAN DIEGO, CA
Fiscal year end
December
CIK
1795815
SIC
6021

Financial performance, year by year

Fiscal 2023–2025 · USD
$-18.02M$36.04M$90.10M$144.17M$198.23M202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns California BanCorp \ CA — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

168
funds hold it
0 of 35
superinvestors hold it
$128.30M
held by funds, at market
19.9%
of shares held by funds

Largest fund holders · California BanCorp \ CA’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.03%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
0.63%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do California BanCorp \ CA and its peers compare on margins and cash generation over ten years?”
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