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Companies / Financials / California BanCorp
BCAL

California BanCorp

FinancialsCommercial Banks
Ticker BCALSAN DIEGO, CAFiscal year ends DecemberBook value per share $17.90Diluted shares 32.5M

California BanCorp (Nasdaq: BCAL) is a bank holding company whose wholly owned subsidiary, California Bank of Commerce, N.A., provides commercial banking services across California. The bank serves small and medium-sized businesses, business owners, professionals, individuals, and organizations through 14 branches and… From the company’s description.

Over the twelve months to Sep 30, 2026, California BanCorp reported revenue of $181.07M, up 0.7% from a year earlier, and net income of $58.53M. Its pre-tax margin was 44.0%. In fiscal 2025, it reported revenue of $180.18M, up 41.0% from fiscal 2024, and net income of $63.06M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$180.18MFY2025
+41.0% year over year
Last 12 mo $181.07M
48.82%FY2025
+42.3 percentage points
Last 12 mo 44.04%
$63.06MFY2025
+1060.6% year over year
Last 12 mo $58.53M
10.94%FY2025
+9.9 percentage points
Last 12 mo 10.07%
Cash & financing
$57.29MFY2025
+13.9% year over year
Last 12 mo $52.34M
$56.94MFY2025
+14.5% year over year
Last 12 mo $51.29M
5.90FY2025
Was 6.78× a year earlier
Last 12 mo 5.98
32.7MFY2025
+33.0% year over year
Last 12 mo 32.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What California BanCorp does

In the company’s own words

California BanCorp (Nasdaq: BCAL) is a bank holding company whose wholly owned subsidiary, California Bank of Commerce, N.A., provides commercial banking services across California. The bank serves small and medium-sized businesses, business owners, professionals, individuals, and organizations through 14 branches and 11 commercial banking offices. Its lending includes commercial real estate, construction and land development, commercial and industrial, Small Business Administration, and consumer loans. Deposit and treasury management services include checking, money market and certificate of deposit accounts, online banking, cash management, remote deposit capture, and lockbox processing. The company operates as a community bank focused on relationship-based banking, combining lending with deposit and other services for business customers. Its California footprint expanded through the 2021 acquisition of Bank of Santa Clarita and the 2024 merger with California BanCorp, which added Northern California offices. At December 31, 2025, the company had $4.03 billion in consolidated assets and $3.37 billion in deposits. Its website is www.californiabankofcommerce.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
SAN DIEGO, CA
Fiscal year end
December
CIK
1795815
SIC
6021

Financial performance, year by year

Fiscal 2023–2025 · USD
$-18.11M$36.21M$90.54M$144.86M$199.18M202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns California BanCorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

168
funds hold it
0 of 35
superinvestors hold it
$128.30M
held by funds, at market
20.0%
of shares held by funds

Largest fund holders · California BanCorp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do California BanCorp and its peers compare on margins and cash generation over ten years?”
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  • “What changed in California BanCorp's last four quarterly filings that the numbers alone won't show?”
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