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Companies / Financials / Capital City Bank Group, Inc.
CCBG

Capital City Bank Group, Inc.

FinancialsBanks & Brokers
Ticker CCBGTALLAHASSEE, FLFiscal year ends DecemberBook value per share $33.48Diluted shares 17.1M

Capital City Bank Group, Inc. (Nasdaq: CCBG) is a financial holding company whose principal subsidiary, Capital City Bank, provides commercial and retail banking across Florida, Georgia and Alabama. Its services include business and commercial real estate lending, consumer and residential mortgages, deposit accounts,… From the company’s description.

Over the twelve months to Sep 30, 2026, Capital City Bank Group, Inc. reported revenue of $255.40M, up 2.0% from a year earlier, and net income of $62.74M. Its pre-tax margin was 32.4%. In fiscal 2025, it reported revenue of $254.00M, up 8.1% from fiscal 2024, and net income of $61.56M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$254.00MFY2025
+8.1% year over year
Last 12 mo $255.40M
32.17%FY2025
+4.3 percentage points
Last 12 mo 32.37%
$61.56MFY2025
+16.3% year over year
Last 12 mo $62.74M
11.13%FY2025
+0.5 percentage points
Last 12 mo 10.93%
Cash & financing
$87.61MFY2025
+37.8% year over year
Last 12 mo $73.40M
$80.03MFY2025
+45.8% year over year
Last 12 mo $61.20M
6.79FY2025
Was 7.58× a year earlier
Last 12 mo 6.52
17.1MFY2025
+0.8% year over year
Last 12 mo 17.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Capital City Bank Group, Inc. does

In the company’s own words

Capital City Bank Group, Inc. (Nasdaq: CCBG) is a financial holding company whose principal subsidiary, Capital City Bank, provides commercial and retail banking across Florida, Georgia and Alabama. Its services include business and commercial real estate lending, consumer and residential mortgages, deposit accounts, treasury management, payment cards and online and mobile banking. Through Capital City Home Loans, it originates, sells and services residential mortgages; Capital City Trust Company manages personal, institutional and nonprofit investment and trust assets, while Capital City Investments offers retail securities and investment products through LPL Financial. The company reports one segment, with Banking Services representing 92.8% of 2025 revenue and Wealth Management Services 7.2%. It operates 62 banking offices and 108 ATMs and ITMs, plus 28 mortgage offices in the Southeast. For fiscal 2025, it reported revenue of $286.7 million and assets of $4.39 billion. The bank traces its operations to 1895, and the holding company was formed in 1982. Its website is www.ccbg.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
TALLAHASSEE, FL
Fiscal year end
December
CIK
726601
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-25.54M$51.08M$127.70M$204.32M$280.94M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Capital City Bank Group, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

179
funds hold it
0 of 35
superinvestors hold it
$233.41M
held by funds, at market
28.6%
of shares held by funds

Largest fund holders · Capital City Bank Group, Inc.’s weight in each

Heartland Value Fund
HRTVX · HEARTLAND GROUP INC.
—of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
Schwab U.S. Dividend Equity ETF
SCHD · SCHWAB STRATEGIC TRUST
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Capital City Bank Group, Inc. and its peers compare on margins and cash generation over ten years?”
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