Capitol Federal Financial, Inc.
Capitol Federal Financial, Inc. operates as a savings and loan holding company headquartered in Topeka, Kansas, with its wholly-owned subsidiary Capitol Federal Savings Bank serving as a federally chartered and insured savings bank. The company's website is https://ir.capfed.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Capitol Federal Financial, Inc. does
In the company’s own words
Capitol Federal Financial, Inc. operates as a savings and loan holding company headquartered in Topeka, Kansas, with its wholly-owned subsidiary Capitol Federal Savings Bank serving as a federally chartered and insured savings bank. The company's website is https://ir.capfed.com.
The Bank attracts deposits from the general public and businesses, investing those funds primarily in commercial loans secured by real estate or for commercial and industrial purposes, as well as permanent loans secured by first mortgages on owner-occupied one- to four-family residences. Capitol Federal continues to transition from a retail-oriented financial institution to one with expanded commercial banking focus through strategic investments in technology, people, products, and services. The company is one of the leading originators of conventional one- to four-family loans in Kansas and actively participates in commercial loans with other lenders both locally and outside its market areas.
The Bank offers a comprehensive suite of deposit products including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit with terms ranging from 91 days to 120 months. Treasury management services designed for commercial customers include cash flow optimization, fraud prevention tools, and payment services. The company is expanding its private banking and trust and wealth management product offerings while developing specialized services for small business customers.
As of September 30, 2025, Capitol Federal operated a network of 46 branches, comprising 44 traditional branches and two in-store locations, across nine counties in Kansas and three counties in Missouri. The company serves metropolitan areas including Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, as well as portions of greater Kansas City. The company employed 678 total employees, including 74 part-time employees, with a full-time equivalent of 655 as of September 30, 2025. The Bank ranked second in deposit market share at 6.2% in Kansas according to the June 30, 2025 FDIC Summary of Deposits Market Share Report. The company maintains strong capital ratios meeting or exceeding well-capitalized standards established by the Office of the Comptroller of the Currency.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- TOPEKA, KS
- Fiscal year end
- September
- CIK
- 1490906
- SIC
- 6035
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Capitol Federal Financial, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Capitol Federal Financial, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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