10x Insights
Loading account…
Companies / Financials / Central Pacific Financial Corp.
CPF

Central Pacific Financial Corp.

FinancialsBanks & Brokers
Ticker CPFHONOLULU, HIFiscal year ends DecemberBook value per share $22.27Diluted shares 26.1M

Central Pacific Financial Corp. (NYSE: CPF) is a Hawaii-based bank holding company whose principal subsidiary, Central Pacific Bank, provides commercial banking to consumer and business customers. Its services include demand, money market, savings and time deposits; commercial and consumer lending; cash management;… From the company’s description.

Over the twelve months to Sep 30, 2026, Central Pacific Financial Corp. reported revenue of $303.50M, up 10.4% from a year earlier, and net income of $87.20M. Its pre-tax margin was 37.0%. In fiscal 2025, it reported revenue of $292.70M, up 16.9% from fiscal 2024, and net income of $77.48M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$292.70MFY2025
+16.9% year over year
Last 12 mo $303.50M
33.58%FY2025
+6.4 percentage points
Last 12 mo 36.96%
$77.48MFY2025
+45.1% year over year
Last 12 mo $87.20M
13.08%FY2025
+3.2 percentage points
Last 12 mo 15.00%
Cash & financing
$97.47MFY2025
+7.7% year over year
Last 12 mo $111.62M
$92.30MFY2025
+22.4% year over year
Last 12 mo $105.44M
11.28FY2025
Was 12.63× a year earlier
Last 12 mo 11.59
27.0MFY2025
−0.4% year over year
Last 12 mo 26.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Central Pacific Financial Corp. does

In the company’s own words

Central Pacific Financial Corp. (NYSE: CPF) is a Hawaii-based bank holding company whose principal subsidiary, Central Pacific Bank, provides commercial banking to consumer and business customers. Its services include demand, money market, savings and time deposits; commercial and consumer lending; cash management; digital banking; and fiduciary and investment management services. Lending covers residential mortgages and home equity, commercial and industrial loans, commercial real estate, construction, and consumer credit. The company operates as one reportable segment, banking operations, and serves customers through 27 branches and 55 ATMs across Hawaii. At December 31, 2025, it employed 763 people. Central Pacific Bank traces its origins to 1954, when World War II veterans established it to serve individuals and small businesses with limited access to banking in Hawaii. The bank is the company’s wholly owned principal subsidiary; the company also has interests in several home-loan ventures. Its website is www.centralpacificbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
HONOLULU, HI
Fiscal year end
December
CIK
701347
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-30.35M$60.70M$151.75M$242.80M$333.85M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Central Pacific Financial Corp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

278
funds hold it
0 of 35
superinvestors hold it
$439.59M
held by funds, at market
47.6%
of shares held by funds

Largest fund holders · Central Pacific Financial Corp.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.05%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
Schwab U.S. Dividend Equity ETF
SCHD · SCHWAB STRATEGIC TRUST
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Central Pacific Financial Corp. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Central Pacific Financial Corp.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Central Pacific Financial Corp.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.