CENTRAL PACIFIC FINANCIAL CORP
Central Pacific Financial Corp. (NYSE: CPF) is a Hawaii-based bank holding company that serves as the parent entity for Central Pacific Bank, a state-chartered financial institution with deep roots in the Hawaiian community dating back to 1954. The company operates as a single reportable segment focused on… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What CENTRAL PACIFIC FINANCIAL CORP does
In the company’s own words
Central Pacific Financial Corp. (NYSE: CPF) is a Hawaii-based bank holding company that serves as the parent entity for Central Pacific Bank, a state-chartered financial institution with deep roots in the Hawaiian community dating back to 1954. The company operates as a single reportable segment focused on comprehensive banking operations throughout the State of Hawaii.
Central Pacific Bank provides a full spectrum of financial services to consumer and business customers across its 27 branch locations and 55 automated teller machines distributed throughout the Hawaiian islands, with significant presence on Oahu, Maui, Hawaii Island, and Kauai. The bank ranks as the fourth-largest depository institution in Hawaii based on deposit market share among FDIC-insured financial institutions.
The company's core business encompasses deposit products including demand, money market, savings, and time deposits, alongside a diversified lending portfolio concentrated primarily in real estate-related loans. Lending activities span five principal areas: residential mortgage lending, commercial and industrial lending, commercial mortgage lending, construction lending, and consumer lending. Approximately eighty percent of the loan portfolio consists of real estate-related exposures. Beyond traditional lending and deposit services, Central Pacific Bank offers cash management, digital banking, fiduciary services, and investment management capabilities.
The company employs 763 individuals, comprising 722 full-time and 41 part-time employees, with an average tenure of nine years. The workforce demonstrates strong retention, with one-third of staff having served the organization for a decade or longer. Central Pacific Bank became a member of the Federal Reserve System in January 2025, transitioning from FDIC primary regulation to Federal Reserve oversight.
The company's strategic focus emphasizes delivering superior financial results and operational excellence while maintaining disciplined credit selection and thoughtful diversification. Key strategic initiatives include cultivating stable, low-cost funding through relationship-based Hawaii retail and small business deposits, establishing strategic partnerships with financial institutions in Japan and Korea, expanding U.S. mainland lending to diversify the portfolio, and integrating wealth management services. The organization maintains competitive advantages through emphasis on strong personal relationships, specialized services tailored to community needs, superior customer service, competitive pricing, and robust digital banking capabilities.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- HONOLULU, HI
- Fiscal year end
- December
- CIK
- 701347
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns CENTRAL PACIFIC FINANCIAL CORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · CENTRAL PACIFIC FINANCIAL CORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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