CHAIN BRIDGE BANCORP INC

Chain Bridge Bancorp, Inc. (NASDAQ: CBNA) operates as a Delaware-chartered bank holding company providing commercial and personal banking services through its wholly-owned subsidiary, Chain Bridge Bank, N.A., a nationally chartered commercial bank. The company's website is www.chainbridgebank.com.

As of December 31, 2025, Chain Bridge holds total assets of $1.8 billion, including $586.6 million in cash and cash equivalents, with $865.4 million in securities and $270.7 million in net loans held for investment. The company maintains total deposits of $1.6 billion with stockholders' equity of $169.2 million. Approximately 95.3 percent of deposits are held in transaction accounts, reflecting the company's focus on commercial clients with high transaction volumes.

Chain Bridge offers a comprehensive range of banking and trust services including deposits, treasury management, payments, commercial lending, residential mortgage financing, consumer loans, trust and estate administration, wealth management, and asset custody. The loan portfolio consists of 73.2 percent residential real estate loans, 17.6 percent commercial real estate loans, 1.6 percent commercial loans, and 7.6 percent consumer loans, with approximately 83.4 percent concentrated in the Washington, D.C. metropolitan area.

The company operates a technology-driven, branch-less business model emphasizing relationship-based service enhanced by digital solutions. This approach enables nationwide service delivery while maintaining lower overhead costs than traditional branch networks. Chain Bridge serves deposit clients across 49 states, the District of Columbia, and Puerto Rico, with approximately 37.2 percent of deposits from the District of Columbia and 24.6 percent from Virginia.

A distinctive aspect of Chain Bridge's business involves serving political organizations and related entities, including campaign committees, party committees, political action committees, and 527 organizations. The company has developed specialized expertise in this sector, offering tailored treasury management, deposit services, and compliance support. As of December 31, 2025, the company employed 92 full-time employees and maintains membership in the IntraFi Cash Service network, allowing clients to achieve full FDIC insurance coverage through deposit placement at other participating banks.