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Companies / Financials / Chime Financial, Inc.
CHYM

Chime Financial, Inc.

FinancialsFinance Services
Ticker CHYMSAN FRANCISCO, CAFiscal year ends DecemberBook value per share $3.87Diluted shares 398.0M

Chime (Nasdaq: CHYM) provides digital financial services primarily to Americans earning up to $100,000 annually. Through its mobile platform and relationships with FDIC-insured bank partners, it offers checking and savings accounts, debit and secured credit cards, early paycheck access, short-term liquidity products,… From the company’s description.

In fiscal 2025, Chime Financial, Inc. reported revenue of $2.19B and a net loss of $1.01B. Its pre-tax margin was −47.6%. Over the twelve months to Sep 30, 2026, revenue was $2.63B.

Fiscal year 2025 · ends 12-31The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$2.19BFY2025
Last 12 mo $2.63B
-47.56%FY2025
Last 12 mo 1.83%
$-1.01BFY2025
Last 12 mo $80.25M
-72.05%FY2025
Last 12 mo 5.20%
Cash & financing
$52.78MFY2025
Last 12 mo $453.58M
$24.06MFY2025
Last 12 mo $416.12M
—
Last 12 mo 0.06
236.3MFY2025
Last 12 mo 398.0M

Dotted labels explain each measure. is shown separately from the annual figures.

What Chime Financial, Inc. does

In the company’s own words

Chime (Nasdaq: CHYM) provides digital financial services primarily to Americans earning up to $100,000 annually. Through its mobile platform and relationships with FDIC-insured bank partners, it offers checking and savings accounts, debit and secured credit cards, early paycheck access, short-term liquidity products, peer-to-peer payments, cash access, savings tools, cash-back offers and free tax filing. Its products serve spending, saving, liquidity and credit-building needs, and the company primarily earns revenue when members use Chime-branded cards. Chime Enterprise also offers financial services and employee-benefit tools through employers. The company has a single consumer financial platform rather than reportable business segments described here. Its products include Get Paid Early, SpotMe, MyPay, Chime Card, Credit Builder and Chime Workplace. Chime’s proprietary ChimeCore processes platform transactions and records member account data. As of December 31, 2025, the platform served 9.5 million Active Members, most of whom relied on Chime as their primary financial relationship.

Company details
Sector
Financials
Industry (SIC)
Finance Services
Headquarters
SAN FRANCISCO, CA
Fiscal year end
December
CIK
1795586
SIC
6199

Financial performance, year by year

Fiscal 2025–2025 · USD
$-1.37B$-281.65M$810.79M$1.90B$3.00B2025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Chime Financial, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

154
funds hold it
1 of 35
superinvestors hold it
$912.28M
held by funds, at market
12.7%
of shares held by funds

Superinvestors in Chime Financial, Inc. · what they did last quarter

Chase ColemanDECREASED -52.3%
Tiger Global Management
0.5%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · Chime Financial, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.07%of fund net assets
—of fund net assets
VANGUARD SMALL-CAP GROWTH INDEX FUND
VBK · VANGUARD INDEX FUNDS
0.15%of fund net assets
Patient Opportunity Trust
LMORX · Advisor Managed Portfolios
2.75%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Chime Financial, Inc. and its peers compare on margins and cash generation over ten years?”
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