Cincinnati Financial
Cincinnati Financial Corporation (Nasdaq: CINF) is an insurance and financial services company whose lead subsidiary, The Cincinnati Insurance Company, was founded in 1950. It markets property and casualty insurance through independent agencies in 46 states, serving businesses and individuals with commercial,… From the company’s description.
In fiscal 2025, Cincinnati Financial reported revenue of $12.63B, up 11.4% from fiscal 2024, and net income of $2.39B. Its operating margin was 12.6%, and operations generated $3.11B in cash. Over the twelve months to Sep 30, 2026, revenue was $13.28B.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Cincinnati Financial does
In the company’s own words
Cincinnati Financial Corporation (Nasdaq: CINF) is an insurance and financial services company whose lead subsidiary, The Cincinnati Insurance Company, was founded in 1950. It markets property and casualty insurance through independent agencies in 46 states, serving businesses and individuals with commercial, personal, excess and surplus lines, and life insurance products. Its five reportable segments are commercial lines, personal lines, excess and surplus lines, life insurance and investments; commercial lines generated 38.5% of consolidated revenue in 2025, personal lines 25.3%, and excess and surplus lines 5.5%. Products include business property, liability, auto and workers’ compensation coverage, as well as personal auto and homeowners insurance; Cincinnati Private Client serves high-net-worth personal lines customers. Cincinnati Re provides reinsurance, while Cincinnati Global underwrites specialty business for a Lloyd’s syndicate. The company also provides fixed annuities, commercial leasing and financing, and brokerage services. Net written premiums totaled $10.442 billion in 2025, and the company employed 5,705 associates at year-end. Its website is investors.cinfin.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Property & Casualty Insurance
- Headquarters
- FAIRFIELD, OH
- Fiscal year end
- December
- CIK
- 20286
- SIC
- 6331
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Cincinnati Financial — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Cincinnati Financial’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Cincinnati Financial’s bonds, as funds hold them
Funds report holding 2 issues of Cincinnati Financial’s debt, $129.39M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.50%, maturing 2028 to 2034.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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