Citizens Community Bancorp Inc.
Citizens Community Bancorp, Inc. (Nasdaq: CZWI) is a bank holding company whose wholly owned subsidiary, Citizens Community Federal N.A., provides commercial, agricultural and consumer banking services. The bank serves individuals, small businesses and agricultural operators in Wisconsin and Minnesota, including the… From the company’s description.
Over the twelve months to Jun 30, 2026, Citizens Community Bancorp Inc. reported revenue of $64.21M, up 10.2% from a year earlier, and net income of $12.81M. Its pre-tax margin was 23.8%. In fiscal 2025, it reported revenue of $62.33M, up 10.2% from fiscal 2024, and net income of $14.42M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Citizens Community Bancorp Inc. does
In the company’s own words
Citizens Community Bancorp, Inc. (Nasdaq: CZWI) is a bank holding company whose wholly owned subsidiary, Citizens Community Federal N.A., provides commercial, agricultural and consumer banking services. The bank serves individuals, small businesses and agricultural operators in Wisconsin and Minnesota, including the Chippewa Valley, the Twin Cities and Mankato, and surrounding rural communities, through 21 full-service branches. Its offerings include commercial real estate, commercial and industrial, agricultural, residential mortgage, home equity and consumer loans, along with demand, savings, money-market and certificate-of-deposit accounts. The company also maintains an investment portfolio, primarily of mortgage-backed, asset-backed, government agency and corporate debt securities. It operates as a single banking business, rather than reporting separate operating segments. At December 31, 2025, the company had $1.782 billion in total assets and $1.524 billion in deposits. Its website is www.ccf.us.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- EAU CLAIRE, WI
- Fiscal year end
- December
- CIK
- 1367859
- SIC
- 6035
Financial performance, year by year
Fiscal 2012–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Citizens Community Bancorp Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Citizens Community Bancorp Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Citizens Community Bancorp Inc.’s bonds, as funds hold them
Funds report holding 1 issues of Citizens Community Bancorp Inc.’s debt, $1.42M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Citizens Community Bancorp Inc. and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Citizens Community Bancorp Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Citizens Community Bancorp Inc.'s last four quarterly filings that the numbers alone won't show?”