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Companies / Financials / City Holding Company
CHCO

City Holding Company

FinancialsCommercial Banks
Ticker CHCOCHARLESTON, WVFiscal year ends DecemberBook value per share $55.32Diluted shares 14.1M

City Holding Company (Nasdaq: CHCO) is a financial holding company whose principal subsidiary, City National Bank of West Virginia, provides banking, wealth and investment management, and other financial services to businesses, consumers, and institutions. Its commercial, consumer, mortgage, and wealth and investment… From the company’s description.

Over the twelve months to Sep 30, 2026, City Holding Company reported revenue of $325.37M, up 6.4% from a year earlier, and net income of $131.21M. Its pre-tax margin was 50.2%. In fiscal 2025, it reported revenue of $314.17M, up 7.0% from fiscal 2024, and net income of $130.49M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$314.17MFY2025
+7.0% year over year
Last 12 mo $325.37M
51.39%FY2025
+2.2 percentage points
Last 12 mo 50.20%
$130.49MFY2025
+11.4% year over year
Last 12 mo $131.21M
16.12%FY2025
+0.1 percentage points
Last 12 mo 16.79%
Cash & financing
$131.37MFY2025
−0.4% year over year
Last 12 mo $140.80M
$128.45MFY2025
−0.6% year over year
Last 12 mo $137.81M
6.73FY2025
Was 7.25× a year earlier
Last 12 mo 7.05
14.5MFY2025
−1.5% year over year
Last 12 mo 14.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What City Holding Company does

In the company’s own words

City Holding Company (Nasdaq: CHCO) is a financial holding company whose principal subsidiary, City National Bank of West Virginia, provides banking, wealth and investment management, and other financial services to businesses, consumers, and institutions. Its commercial, consumer, mortgage, and wealth and investment services include business and real estate lending, deposits and cash management, residential mortgages, trust administration, investment management, custody, and financial planning. The company operates as one reportable segment: community banking. City National serves West Virginia, Kentucky, Virginia, and southeastern Ohio through 96 branches, alongside digital and other delivery channels. At December 31, 2025, the company had 934 full-time equivalent employees. Its website is www.cityholding.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
CHARLESTON, WV
Fiscal year end
December
CIK
726854
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-32.54M$65.07M$162.69M$260.30M$357.91M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns City Holding Company — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

267
funds hold it
0 of 35
superinvestors hold it
$750.13M
held by funds, at market
41.3%
of shares held by funds

Largest fund holders · City Holding Company’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.10%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.06%of fund net assets
Schwab U.S. Dividend Equity ETF
SCHD · SCHWAB STRATEGIC TRUST
—of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.02%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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