CITY HOLDING CO
City Holding Company (NASDAQ: CHCO) operates as a financial holding company providing comprehensive banking, wealth management, and investment services through its wholly-owned subsidiary, City National Bank of West Virginia. The company maintains a network of 96 bank branches strategically located across West… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What CITY HOLDING CO does
In the company’s own words
City Holding Company (NASDAQ: CHCO) operates as a financial holding company providing comprehensive banking, wealth management, and investment services through its wholly-owned subsidiary, City National Bank of West Virginia. The company maintains a network of 96 bank branches strategically located across West Virginia, Kentucky, Virginia, and southeastern Ohio, primarily along the I-64 and I-81 corridors. As of December 31, 2025, City Holding employs 950 full and part-time employees, including 934 full-time equivalents, serving diverse customer bases across rural communities and larger metropolitan areas including Charleston, Huntington, Lexington, and Winchester.
City National's business encompasses four primary service lines: commercial banking offering loans and treasury management services to corporations and mid-size businesses; consumer banking providing checking, savings, and deposit products alongside installment and real estate loans; mortgage banking delivering fixed and adjustable-rate mortgages, construction financing, and servicing capabilities; and wealth and investment management services including trust administration, custodial services, and retirement plan management. The loan portfolio reflects balanced diversification, with approximately 47 percent categorized as residential mortgage and home equity loans and 52 percent as commercial and industrial and commercial real estate loans as of year-end 2025. Notable portfolio segments include hotel lending totaling $398.6 million, multi-family residential properties at $237.4 million, and commercial and industrial loans of $454.0 million.
The company maintains significant market presence within its geographic footprint, holding approximately 13 percent deposit market share in West Virginia counties where branches operate, 24 percent in eastern Kentucky, 5 percent along Virginia's I-81 corridor, and 19 percent in Lawrence County, Ohio. City National competes with national and regional banks, credit unions, fintech companies, and other financial service providers. The company qualifies as an accelerated filer and maintains financial holding company status, subject to comprehensive regulation by the Federal Reserve Board, the Office of the Comptroller of the Currency, and the FDIC. City Holding Company's website is located at www.cityholdingcompany.com.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- CHARLESTON, WV
- Fiscal year end
- December
- CIK
- 726854
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns CITY HOLDING CO — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · CITY HOLDING CO’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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