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Companies / Financials / Civista Bancshares, Inc.
CIVB

Civista Bancshares, Inc.

FinancialsBanks & Brokers
Ticker CIVBSANDUSKY, OHFiscal year ends DecemberBook value per share $26.59Diluted shares 20.8M

Civista Bancshares, Inc. (Nasdaq: CIVB) is a financial holding company whose principal business is community banking through its subsidiary Civista Bank, which gathers deposits, makes loans, purchases securities and provides trust services. Its offerings include personal and commercial deposit accounts, commercial and… From the company’s description.

Over the twelve months to Sep 30, 2026, Civista Bancshares, Inc. reported revenue of $190.27M, up 14.2% from a year earlier. Its pre-tax margin was 36.7%. In fiscal 2025, it reported revenue of $172.55M, up 11.7% from fiscal 2024, and net income of $46.21M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$172.55MFY2025
+11.7% year over year
Last 12 mo $190.27M
32.01%FY2025
+8.3 percentage points
Last 12 mo 36.65%
$46.21MFY2025
+45.9% year over year
8.50%FY2025
+0.3 percentage points
Last 12 mo 10.42%
Cash & financing
$43.27MFY2025
−10.3% year over year
Last 12 mo $66.48M
$42.12MFY2025
−4.4% year over year
Last 12 mo $64.11M
6.90FY2025
Was 9.43× a year earlier
Last 12 mo 6.71
17.4MFY2025
+13.2% year over year
Last 12 mo 20.8M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Civista Bancshares, Inc. does

In the company’s own words

Civista Bancshares, Inc. (Nasdaq: CIVB) is a financial holding company whose principal business is community banking through its subsidiary Civista Bank, which gathers deposits, makes loans, purchases securities and provides trust services. Its offerings include personal and commercial deposit accounts, commercial and consumer loans, residential mortgages, digital banking, mortgage banking, and wealth management services such as investment management, financial planning and trust services for individuals, families, businesses and nonprofits. Civista also provides commercial equipment leasing and financing to businesses nationwide through its Civista Leasing & Financing division. The bank serves customers through branches in Ohio and Indiana, with lending offices in Ohio and Kentucky; its wealth management and leasing activities complement its banking business. The company acquired The Farmers Savings Bank in November 2025, adding two Northeast Ohio branches. At December 31, 2025, Civista Bancshares had $4.34 billion in consolidated assets and Civista Bank employed approximately 526 full-time equivalent employees. Its website is www.civb.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
SANDUSKY, OH
Fiscal year end
December
CIK
944745
SIC
6022

Financial performance, year by year

Fiscal 2012–2025 · USD
$-19.03M$38.05M$95.14M$152.22M$209.30M20122013201420152016201720182019202020212022202320242025Last 12 moLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Civista Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

179
funds hold it
0 of 35
superinvestors hold it
$162.79M
held by funds, at market
29.1%
of shares held by funds

Largest fund holders · Civista Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
RMB Mendon Financial Services Fund
RMBKX · RMB Investors Trust
2.73%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Civista Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Civista Bancshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Civista Bancshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
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