Columbia Financial, Inc.
Columbia Financial, Inc. (NASDAQ: CLBK) operates as a bank holding company headquartered in New Jersey with its primary subsidiary, Columbia Bank, a federally chartered savings bank founded in 1927. The company's website is www.columbiabankonline.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Columbia Financial, Inc. does
In the company’s own words
Columbia Financial, Inc. (NASDAQ: CLBK) operates as a bank holding company headquartered in New Jersey with its primary subsidiary, Columbia Bank, a federally chartered savings bank founded in 1927. The company's website is www.columbiabankonline.com.
Columbia Financial provides comprehensive financial services to businesses and consumers across New Jersey and surrounding areas in the New York City and Philadelphia metropolitan regions. The company operates 71 full-service banking offices across twelve New Jersey counties, serving a primary market area with approximately 8.4 million residents. The bank attracts deposits from the general public and deploys those funds through a diversified lending portfolio.
The lending business encompasses multifamily and commercial real estate loans, which represent the largest portfolio segment at approximately 51 percent of total loans. One-to-four family residential mortgage loans comprise roughly 31 percent of the portfolio, while commercial business loans account for approximately 9 percent. The company also originates construction loans, home equity products, and consumer loans. At December 31, 2025, the company held approximately $8.2 billion in total loans.
Columbia Financial maintains a securities portfolio consisting of U.S. Government and agency obligations, mortgage-backed securities, municipal obligations, corporate debt, and equity securities. The company offers ancillary services through wholly-owned subsidiaries including First Jersey Title Services, which provides title insurance, and Columbia Insurance Services, a full-service insurance agency offering personal and business lines of insurance. Wealth management services are provided through third-party relationships.
The company has pursued an acquisition-focused growth strategy, completing acquisitions of Atlantic Stewardship Bank, Roselle Bank, Freehold Bank, and RSI Bank since 2019. In January 2026, Columbia Financial entered into a merger agreement with Northfield Bancorp, Inc., contingent upon completion of a second-step conversion from mutual holding company to fully public stock holding company form. The conversion and merger represent significant strategic developments for the organization's future structure and market position.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- FAIR LAWN, NJ
- Fiscal year end
- December
- CIK
- 2115119
- SIC
- 6035
Financial performance, year by year
Fiscal 2018–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Columbia Financial, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Columbia Financial, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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