Community Financial System, Inc.
Community Financial System, Inc. (NYSE: CBU) is a diversified financial services company serving retail, commercial, institutional and governmental customers. Its four reportable segments are Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. Through Community Bank,… From the company’s description.
In fiscal 2025, Community Financial System, Inc. reported revenue of $818.01M, up 9.6% from fiscal 2024, and net income of $210.46M. Its pre-tax margin was 33.7%. Over the twelve months to Jun 30, 2026, revenue was $858.94M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Community Financial System, Inc. does
In the company’s own words
Community Financial System, Inc. (NYSE: CBU) is a diversified financial services company serving retail, commercial, institutional and governmental customers. Its four reportable segments are Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. Through Community Bank, N.A., it provides commercial and retail banking across Upstate New York and parts of Pennsylvania, Vermont, Massachusetts and New Hampshire; at December 31, 2025, the Bank operated 192 full-service branches and eight drive-through locations. The company’s BPAS subsidiaries provide retirement plan, employee benefit trust, collective investment fund, fund administration, transfer agency, actuarial and consulting services nationally and in Puerto Rico. OneGroup offers personal and commercial insurance, risk management and employee benefit services, while its wealth businesses provide investment management, trust, financial planning and related services. In fiscal 2025, the company had 3,001 employees. Its website is https://communityfinancialsystem.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- SYRACUSE, NY
- Fiscal year end
- December
- CIK
- 723188
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Community Financial System, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Community Financial System, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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